PARTNER DISTRIBUTION & CONNECTOR ENGINE

Enterprise DSA & Distribution Platform with Zero Lead Leakage

Scale your lending footprint across thousands of Direct Selling Agents, fintech aggregators, and field connectors. Provide partners with instant lead deduplication, transparent milestone tracking, and automated commission payouts.

100% Real-Time Lead Deduplication
3x Faster Partner Activation
Automated Slab & Clawback Commission
White-Label Mobile & Web Partner Portal
CORE CAPABILITIES

End-to-End Partner Lifecycle Management

Eliminate operational friction between channel partners and credit underwriters. Provide total transparency from lead punch-in to disbursal and payout reconciliation.

Digital Partner Onboarding

Onboard Master DSAs, sub-brokers, and individual connectors in minutes with automated PAN verification, bank penny-drop authentication, and digital agreement e-sign.

  • Hierarchical agent mapping (Master DSA > Team Leads > Field Agents)
  • KYC, GST, and MCA verification via API
  • Digital contract execution with Aadhaar e-Sign

Lead Deduplication & Allocation

Prevent channel conflict with strict 90-day lead ownership rules, automated phone/PAN hashing deduplication, and intelligent allocation to nearest branch or underwriting desk.

  • Sub-second lead ownership conflict checks
  • Rule-based routing by geography & ticket size
  • Lead aging, expiry, and automated re-assignment

Slab-Based Commission Engine

Eliminate Excel-based payout reconciliations. Automatically calculate slab incentives, milestone bonuses, TDS deductions, GST invoices, and clawbacks for early defaults.

  • Volume-tiered payout slabs (e.g. > ₹5 Cr disbursal bonus)
  • Early payment default (FPD/SPD) clawback management
  • Direct automated payment via payout bank APIs
WHITE-LABEL EXPERIENCE

Dedicated DSA App & Web Command Center

Arm your field network with high-speed mobile tools to submit documents, track status, and view earned payouts in real time.

Partner Mobile Experience

A native-feel PWA and mobile interface designed for field agents on the go. Instant document camera capture with edge-detection, OCR data extraction, and offline draft mode.

  • Real-time push notifications on sanction and disbursal milestones
  • Direct customer document upload links via SMS / WhatsApp
  • Live payout wallet and projected monthly earnings

Lender Channel Management Console

Centralized visibility for your Head of Distribution to monitor channel performance, branch conversion ratios, turnaround times (TAT), and portfolio default rates by source partner.

  • Partner ranking leaderboards and risk scoring
  • Suspicious document fraud alerts tied to specific DSAs
  • Automated monthly GST credit statement generation
Connected Ecosystem

Explore the Complete LendingOS Platform

Each product functions seamlessly as a standalone microservice or deeply integrates across your end-to-end credit lifecycle.

Origination

Loan Origination Loan Origination System

Instant credit underwriting & paperless onboarding

Servicing

Loan Management Loan Management System

Multi-rail accounting, repayments & collections

Decisioning

Business Rules Engine Business Rules Engine

Zero-code policy automation & real-time credit scoring

Intelligence

Credit Risk Credit Risk & Intelligence

Multi-bureau fraud signals & portfolio surveillance

Distribution Current Solution

DSA Management DSA & Partner Distribution

Channel management, lead tracking & automated payouts

Active Page
Gateway

API Hub Financial API Infrastructure

100+ plug-and-play banking, bureau & payment APIs

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