/* ==========================================================================
   TechMave Software - Banking & Finance Solution Ecosystem
   Design System & Component Stylesheet
   Strictly Namespaced: .tm-bf-*
   ========================================================================== */

/* --------------------------------------------------------------------------
   Tomato Grotesk Font Definitions
   -------------------------------------------------------------------------- */
@font-face {
    font-family: 'Tomato Grotesk';
    src: url('../../assets/home-assets/fonts/Tomato-Grotesk/TomatoGrotesk-Regular.otf') format('opentype');
    font-weight: 400;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'Tomato Grotesk';
    src: url('../../assets/home-assets/fonts/Tomato-Grotesk/TomatoGrotesk-Medium.otf') format('opentype');
    font-weight: 500;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'Tomato Grotesk';
    src: url('../../assets/home-assets/fonts/Tomato-Grotesk/TomatoGrotesk-SemiBold.otf') format('opentype');
    font-weight: 600;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'Tomato Grotesk';
    src: url('../../assets/home-assets/fonts/Tomato-Grotesk/TomatoGrotesk-Bold.otf') format('opentype');
    font-weight: 700;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'Tomato Grotesk';
    src: url('../../assets/home-assets/fonts/Tomato-Grotesk/TomatoGrotesk-ExtraBold.otf') format('opentype');
    font-weight: 800;
    font-style: normal;
    font-display: swap;
}

@font-face {
    font-family: 'Tomato Grotesk';
    src: url('../../assets/home-assets/fonts/Tomato-Grotesk/TomatoGrotesk-Black.otf') format('opentype');
    font-weight: 900;
    font-style: normal;
    font-display: swap;
}

/* --------------------------------------------------------------------------
   1. Theme Variables & Reset Scope
   -------------------------------------------------------------------------- */
:root {
    --tm-bf-bg: #ffffff;
    --tm-bf-bg-alt: #f8fafc;
    --tm-bf-surface: #ffffff;
    --tm-bf-surface-card: #f8fafc;
    --tm-bf-surface-hover: #f1f5f9;
    
    --tm-bf-border: rgba(0, 0, 0, 0.08);
    --tm-bf-border-focus: rgba(13, 59, 54, 0.4);
    --tm-bf-border-accent: rgba(30, 38, 2, 0.5);

    --tm-bf-primary: #092c28;
    --tm-bf-primary-hover: #0d3b36;
    --tm-bf-accent: #c8f03c;
    --tm-bf-accent-glow: rgba(200, 240, 60, 0.25);
    
    --tm-bf-text-main: #0f172a;
    --tm-bf-text-muted: #4b5563;
    --tm-bf-text-dim: #64748b;
    
    --tm-bf-font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --tm-bf-font-mono: 'SFMono-Regular', Consolas, 'Liberation Mono', Menlo, monospace;

    --tm-bf-shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.05);
    --tm-bf-shadow-md: 0 4px 16px rgba(0, 0, 0, 0.06);
    --tm-bf-shadow-lg: 0 10px 30px rgba(0, 0, 0, 0.08);
    --tm-bf-glow-primary: 0 0 35px rgba(200, 240, 60, 0.2);
}

/* Base Body Application for Banking Pages */
body.tm-bf-active-body {
    background-color: var(--tm-bf-bg) !important;
    color: var(--tm-bf-text-main) !important;
    font-family: var(--tm-bf-font-family);
    overflow-x: hidden;
}

/* --------------------------------------------------------------------------
   2. Layout & Container
   -------------------------------------------------------------------------- */
.tm-bf-container {
    width: 100%;
    max-width: 1280px;
    margin-left: auto;
    margin-right: auto;
    padding-left: 24px;
    padding-right: 24px;
}

@media (max-width: 768px) {
    .tm-bf-container {
        padding-left: 16px;
        padding-right: 16px;
    }
}

.tm-bf-section {
    padding-top: 90px;
    padding-bottom: 90px;
    position: relative;
    z-index: 2;
}

.tm-bf-section-alt {
    background-color: var(--tm-bf-bg-alt);
    border-top: 1px solid var(--tm-bf-border);
    border-bottom: 1px solid var(--tm-bf-border);
}

@media (max-width: 768px) {
    .tm-bf-section {
        padding-top: 60px;
        padding-bottom: 60px;
    }
}

.tm-bf-section-header {
    margin-bottom: 56px;
}

.tm-bf-section-header.tm-bf-text-center {
    text-align: center;
    max-width: 780px;
    margin-left: auto;
    margin-right: auto;
}

.tm-bf-section-title {
    font-size: 38px;
    font-weight: 700;
    line-height: 1.25;
    letter-spacing: -0.02em;
    color: var(--tm-bf-text-main);
    margin-top: 12px;
    margin-bottom: 16px;
}

@media (max-width: 768px) {
    .tm-bf-section-title {
        font-size: 28px;
    }
}

.tm-bf-section-subtitle {
    font-size: 17px;
    line-height: 1.6;
    color: var(--tm-bf-text-muted);
    margin: 0;
}

/* --------------------------------------------------------------------------
   3. Badges, Buttons & Interactive Elements
   -------------------------------------------------------------------------- */
.tm-bf-badge-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 14px;
    border-radius: 9999px;
    background: rgba(0, 102, 255, 0.12);
    border: 1px solid rgba(0, 102, 255, 0.3);
    color: var(--tm-bf-accent);
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    width: fit-content;
}

.tm-bf-badge-light {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.2);
    color: #ffffff;
}

.tm-bf-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 12px 24px;
    border-radius: 8px;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    cursor: pointer;
    line-height: 1;
    border: 1px solid transparent;
}

.tm-bf-btn-primary {
    background: linear-gradient(135deg, var(--tm-bf-primary) 0%, #1e75ff 100%);
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(0, 102, 255, 0.35);
}

.tm-bf-btn-primary:hover {
    background: linear-gradient(135deg, var(--tm-bf-primary-hover) 0%, #0066ff 100%);
    box-shadow: 0 6px 20px rgba(0, 102, 255, 0.5);
    transform: translateY(-1px);
    color: #ffffff !important;
}

.tm-bf-btn-secondary {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid var(--tm-bf-border);
    color: #ffffff !important;
}

.tm-bf-btn-secondary:hover {
    background: rgba(255, 255, 255, 0.12);
    border-color: rgba(255, 255, 255, 0.25);
    color: #ffffff !important;
}

.tm-bf-btn-outline {
    background: transparent;
    border: 1px solid rgba(0, 102, 255, 0.4);
    color: var(--tm-bf-accent) !important;
}

.tm-bf-btn-outline:hover {
    background: rgba(0, 102, 255, 0.12);
    border-color: var(--tm-bf-accent);
    color: #ffffff !important;
}

.tm-bf-btn-ghost {
    background: rgba(255, 255, 255, 0.04);
    color: var(--tm-bf-text-dim) !important;
    border: 1px solid transparent;
    cursor: default;
}

.tm-bf-btn-lg {
    padding: 15px 30px;
    font-size: 16px;
    border-radius: 10px;
}

.tm-bf-btn-sm {
    padding: 8px 16px;
    font-size: 13px;
    border-radius: 6px;
}

.tm-bf-btn-block {
    width: 100%;
}

/* --------------------------------------------------------------------------
   4. Dedicated Banking Header & Sticky Logic
   -------------------------------------------------------------------------- */
.tm-bf-header {
    position: sticky !important;
    top: 0 !important;
    left: 0;
    width: 100%;
    z-index: 999999;
    background: #ffffff !important;
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(0, 0, 0, 0.08) !important;
    box-shadow: 0 1px 4px rgba(0, 0, 0, 0.03);
    transition: background-color 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease, padding 0.25s ease;
    padding: 10px 0;
}

.tm-bf-header.is-scrolled {
    background: rgba(255, 255, 255, 0.98) !important;
    border-bottom: 1px solid rgba(0, 0, 0, 0.1) !important;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
    padding: 10px 0;
}

.tm-bf-header-container {
    width: 100%;
    max-width: 98%;
    margin: 0 auto;
    padding: 0 28px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

@media (max-width: 768px) {
    .tm-bf-header-container {
        padding: 0 16px;
    }
}

/* Logo */
.tm-bf-header-logo {
    display: flex;
    align-items: center;
    flex-shrink: 0;
}

.tm-bf-logo-link {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    cursor: pointer;
}

.tm-bf-logo-img {
    height: 36px;
    width: auto;
    max-width: 155px;
    object-fit: contain;
    display: block;
}

.tm-bf-logo-badge {
    display: inline-block;
    padding: 3px 8px;
    border-radius: 6px;
    background: #f1f5f9;
    border: 1px solid #e2e8f0;
    color: #0f172a;
    font-size: 11px;
    font-weight: 400 !important;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

@media (max-width: 1100px) {
    .tm-bf-logo-badge {
        display: none;
    }
}

/* Navigation List (Sleek minimalist style) */
.tm-bf-nav {
    display: flex;
    align-items: center;
    gap: 4px;
}

.tm-bf-nav-brand-lead {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin-right: 6px;
}

.tm-bf-nav-brand-pill {
    display: inline-flex;
    align-items: center;
    padding: 8px 8px;
    font-size: 13.5px;
    font-weight: 500 !important;
    color: #334155;
    background: transparent !important;
    border: none !important;
    border-radius: 0 !important;
    text-decoration: none;
    position: relative;
    white-space: nowrap;
    transition: color 0.2s ease;
}

.tm-bf-nav-brand-pill:hover,
.tm-bf-nav-link:hover {
    color: #1e6fe5;
    background: transparent !important;
}

.tm-bf-nav-brand-pill.is-active,
.tm-bf-nav-link.is-active {
	background: transparent !important;
	color: #1e6fe5 !important;
	font-weight: 600 !important;
	border: none !important;
	box-shadow: none !important;
}

.tm-bf-nav-brand-pill.is-active::after,
.tm-bf-nav-link.is-active::after {
	content: '';
	position: absolute;
	left: 8px;
	right: 8px;
	bottom: -14px;
	height: 1.5px;
	background-color: #1c6ee5;
	border-radius: 2px;
}

.tm-bf-nav-divider {
    color: #cbd5e1;
    font-size: 12px;
    user-select: none;
}

.tm-bf-nav-list {
    display: flex;
    align-items: center;
    gap: 4px;
    list-style: none;
    margin: 0;
    padding: 0;
    background: transparent;
    border: none;
    flex-wrap: nowrap;
}

.tm-bf-nav-item {
    margin: 0;
    padding: 0;
}

.tm-bf-nav-link {
	display: inline-flex;
	align-items: center;
	gap: 6px;
	padding: 8px 10px;
	font-size: 13.5px;
	font-weight: 400 !important;
	color: #061b31 !important;
	text-decoration: none;
	background: transparent !important;
	border: none !important;
	border-radius: 0 !important;
	position: relative;
	white-space: nowrap;
	transition: color 0.2s ease;
	font-family: "sohne-var","SF Pro Display",sans-serif;
}

@media (max-width: 1360px) {
    .tm-bf-nav-link {
        font-size: 12.5px;
        padding: 8px 8px;
    }
    .tm-bf-nav-brand-pill {
        font-size: 12.5px;
        padding: 8px 6px;
    }
}

.tm-bf-nav-active-dot {
    display: none !important;
}

@media (max-width: 991px) {
    .tm-bf-nav {
        display: none;
    }
}

/* Right Actions (Pine Labs Lime Pill CTA Button) */
.tm-bf-header-actions {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

.tm-bf-header-cta {
	background: #06c !important;
	color: #fff !important;
	border: none !important;
	border-radius: 12px !important;
	font-size: 14px !important;
	font-weight: 400 !important;
	padding: 15px 24px !important;
	box-shadow: none !important;
	display: inline-flex !important;
	align-items: center !important;
	gap: 8px !important;
	text-decoration: none !important;
	transition: all 0.2s ease !important;
}

.tm-bf-header-cta:hover {
	background: #1c6ee5 !important;
	color: #fff !important;
	transform: translateY(0px);
	box-shadow: none;
}

/* Mobile Hamburger */
.tm-bf-mobile-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    gap: 5px;
    width: 42px;
    height: 42px;
    padding: 0;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    cursor: pointer;
    transition: background-color 0.2s ease;
}

.tm-bf-mobile-toggle:hover {
    background: #f1f5f9;
}

.tm-bf-toggle-bar {
    display: block;
    width: 20px;
    height: 2px;
    background-color: #0f172a;
    border-radius: 2px;
    transition: all 0.25s ease;
}

@media (max-width: 991px) {
    .tm-bf-mobile-toggle {
        display: flex;
    }
    .tm-bf-header-cta {
        display: none !important;
    }
}

/* Mobile Offcanvas Drawer */
.tm-bf-mobile-drawer {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100vh;
    z-index: 100001;
    visibility: hidden;
    pointer-events: none;
    transition: visibility 0.3s ease;
}

.tm-bf-mobile-drawer.is-open {
    visibility: visible;
    pointer-events: auto;
}

.tm-bf-drawer-backdrop {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.7);
    backdrop-filter: blur(8px);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.tm-bf-mobile-drawer.is-open .tm-bf-drawer-backdrop {
    opacity: 1;
}

.tm-bf-drawer-content {
    position: absolute;
    top: 0;
    right: 0;
    width: 100%;
    max-width: 380px;
    height: 100%;
    background: #080c16;
    border-left: 1px solid var(--tm-bf-border);
    display: flex;
    flex-direction: column;
    transform: translateX(100%);
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    box-shadow: -10px 0 30px rgba(0, 0, 0, 0.6);
}

.tm-bf-mobile-drawer.is-open .tm-bf-drawer-content {
    transform: translateX(0);
}

.tm-bf-drawer-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px;
    border-bottom: 1px solid var(--tm-bf-border);
}

.tm-bf-drawer-title {
    font-size: 15px;
    font-weight: 700;
    color: #ffffff;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.tm-bf-drawer-close {
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid var(--tm-bf-border);
    border-radius: 6px;
    color: #ffffff;
    cursor: pointer;
}

.tm-bf-drawer-body {
    flex: 1;
    overflow-y: auto;
    padding: 20px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    gap: 20px;
}

.tm-bf-drawer-nav {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.tm-bf-drawer-item {
    margin: 0;
}

.tm-bf-drawer-link {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 12px 14px;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.02);
    border: 1px solid rgba(255, 255, 255, 0.05);
    text-decoration: none;
    transition: all 0.2s ease;
}

.tm-bf-drawer-link:hover {
    background: rgba(255, 255, 255, 0.06);
    border-color: rgba(255, 255, 255, 0.12);
}

.tm-bf-drawer-link.is-active {
    background: rgba(0, 102, 255, 0.12);
    border-color: rgba(0, 102, 255, 0.4);
}

.tm-bf-drawer-badge {
    display: inline-block;
    padding: 4px 8px;
    border-radius: 6px;
    background: rgba(0, 102, 255, 0.2);
    color: var(--tm-bf-accent);
    font-size: 12px;
    font-weight: 700;
}

.tm-bf-drawer-link.is-active .tm-bf-drawer-badge {
    background: var(--tm-bf-primary);
    color: #ffffff;
}

.tm-bf-drawer-text-wrap {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.tm-bf-drawer-label-row {
    display: flex;
    align-items: center;
    gap: 8px;
}

.tm-bf-drawer-label {
    font-size: 14px;
    font-weight: 600;
    color: #ffffff;
}

.tm-bf-drawer-current {
    font-size: 11px;
    padding: 2px 6px;
    border-radius: 4px;
    background: #00d2ff;
    color: #060911;
    font-weight: 700;
}

.tm-bf-drawer-desc {
    font-size: 12px;
    color: var(--tm-bf-text-muted);
}

.tm-bf-drawer-footer {
    display: flex;
    flex-direction: column;
    gap: 12px;
    padding-top: 16px;
    border-top: 1px solid var(--tm-bf-border);
}

.tm-bf-drawer-back-link {
    text-align: center;
    font-size: 13px;
    color: var(--tm-bf-text-dim);
    text-decoration: none;
    transition: color 0.2s ease;
}

.tm-bf-drawer-back-link:hover {
    color: #ffffff;
}

/* --------------------------------------------------------------------------
   5. Hero Component (Common to All Banking Pages)
   -------------------------------------------------------------------------- */
.tm-bf-hero {
    position: relative;
    padding-top: 160px;
    padding-bottom: 90px;
    overflow: hidden;
    background: radial-gradient(circle at 50% 10%, rgba(0, 102, 255, 0.12) 0%, rgba(6, 9, 17, 0) 65%);
}

@media (max-width: 768px) {
    .tm-bf-hero {
        padding-top: 120px;
        padding-bottom: 60px;
    }
}

.tm-bf-hero-glow {
    position: absolute;
    top: -150px;
    left: 50%;
    transform: translateX(-50%);
    width: 800px;
    height: 400px;
    background: radial-gradient(ellipse at center, rgba(0, 210, 255, 0.18) 0%, rgba(0, 102, 255, 0.08) 50%, rgba(6, 9, 17, 0) 80%);
    filter: blur(60px);
    pointer-events: none;
    z-index: 1;
}

.tm-bf-hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 900px;
    margin: 0 auto;
}

.tm-bf-hero-title {
    font-size: 54px;
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -0.03em;
    color: #ffffff;
    margin-top: 20px;
    margin-bottom: 22px;
}

.tm-bf-hero-title .highlight {
    background: linear-gradient(135deg, #00d2ff 0%, #0066ff 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

@media (max-width: 768px) {
    .tm-bf-hero-title {
        font-size: 34px;
    }
}

.tm-bf-hero-subtitle {
    font-size: 19px;
    line-height: 1.6;
    color: var(--tm-bf-text-muted);
    max-width: 760px;
    margin: 0 auto 34px auto;
}

@media (max-width: 768px) {
    .tm-bf-hero-subtitle {
        font-size: 16px;
    }
}

.tm-bf-hero-actions {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 44px;
}

.tm-bf-hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    padding: 24px;
    border-radius: 16px;
    background: rgba(13, 19, 34, 0.6);
    backdrop-filter: blur(12px);
    border: 1px solid var(--tm-bf-border);
    margin-top: 40px;
}

@media (max-width: 600px) {
    .tm-bf-hero-stats {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}

.tm-bf-stat-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.tm-bf-stat-val {
    font-size: 32px;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: -0.02em;
}

.tm-bf-stat-lbl {
    font-size: 13px;
    color: var(--tm-bf-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

/* --------------------------------------------------------------------------
   6. Interactive Ecosystem Component (Home Page)
   -------------------------------------------------------------------------- */
.tm-bf-ecosystem-visual {
    background: var(--tm-bf-surface);
    border: 1px solid var(--tm-bf-border);
    border-radius: 20px;
    padding: 40px;
    position: relative;
    overflow: hidden;
    margin-top: 40px;
}

@media (max-width: 768px) {
    .tm-bf-ecosystem-visual {
        padding: 20px;
    }
}

.tm-bf-ecosystem-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    position: relative;
    z-index: 2;
}

@media (max-width: 991px) {
    .tm-bf-ecosystem-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .tm-bf-ecosystem-grid {
        grid-template-columns: 1fr;
    }
}

.tm-bf-eco-node {
    background: var(--tm-bf-surface-card);
    border: 1px solid var(--tm-bf-border);
    border-radius: 14px;
    padding: 24px;
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

.tm-bf-eco-node:hover {
    border-color: rgba(0, 102, 255, 0.5);
    background: var(--tm-bf-surface-hover);
    transform: translateY(-4px);
    box-shadow: 0 10px 30px rgba(0, 102, 255, 0.15);
}

.tm-bf-eco-node-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 16px;
}

.tm-bf-eco-pill {
    padding: 4px 10px;
    border-radius: 6px;
    background: rgba(0, 102, 255, 0.15);
    color: var(--tm-bf-accent);
    font-size: 12px;
    font-weight: 700;
}

.tm-bf-eco-title {
    font-size: 20px;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 8px;
}

.tm-bf-eco-desc {
    font-size: 14px;
    line-height: 1.55;
    color: var(--tm-bf-text-muted);
    margin-bottom: 20px;
}

.tm-bf-eco-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    color: var(--tm-bf-accent);
    text-decoration: none;
    transition: gap 0.2s ease;
}

.tm-bf-eco-link:hover {
    gap: 10px;
    color: #ffffff;
}

/* --------------------------------------------------------------------------
   7. Flow & Timeline Visualizer (LOS Journey, LMS Lifecycle, BRE Engine)
   -------------------------------------------------------------------------- */
.tm-bf-flow-container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 20px;
    position: relative;
}

.tm-bf-flow-step {
    background: var(--tm-bf-surface-card);
    border: 1px solid var(--tm-bf-border);
    border-radius: 14px;
    padding: 24px;
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 12px;
    transition: border-color 0.25s ease;
}

.tm-bf-flow-step:hover {
    border-color: var(--tm-bf-border-focus);
}

.tm-bf-step-number {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    background: rgba(0, 102, 255, 0.2);
    color: var(--tm-bf-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 700;
    border: 1px solid rgba(0, 102, 255, 0.4);
}

.tm-bf-step-title {
    font-size: 18px;
    font-weight: 700;
    color: #ffffff;
    margin: 0;
}

.tm-bf-step-desc {
    font-size: 14px;
    line-height: 1.55;
    color: var(--tm-bf-text-muted);
    margin: 0;
}

.tm-bf-step-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 8px;
}

.tm-bf-tag {
    padding: 3px 8px;
    border-radius: 4px;
    background: rgba(255, 255, 255, 0.04);
    font-size: 11px;
    color: var(--tm-bf-text-dim);
    font-weight: 500;
}

/* --------------------------------------------------------------------------
   8. Feature Cards & Multi-Column Grids
   -------------------------------------------------------------------------- */
.tm-bf-grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

@media (max-width: 991px) {
    .tm-bf-grid-3 {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .tm-bf-grid-3 {
        grid-template-columns: 1fr;
    }
}

.tm-bf-grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
    align-items: center;
}

@media (max-width: 991px) {
    .tm-bf-grid-2 {
        grid-template-columns: 1fr;
        gap: 24px;
    }
}

.tm-bf-card {
    background: var(--tm-bf-surface-card);
    border: 1px solid var(--tm-bf-border);
    border-radius: 14px;
    padding: 32px;
    transition: all 0.25s ease;
}

.tm-bf-card:hover {
    border-color: rgba(255, 255, 255, 0.18);
    transform: translateY(-2px);
    box-shadow: var(--tm-bf-shadow-md);
}

.tm-bf-card-icon {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    background: rgba(0, 102, 255, 0.12);
    border: 1px solid rgba(0, 102, 255, 0.3);
    color: var(--tm-bf-accent);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.tm-bf-card-title {
    font-size: 20px;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 12px;
}

.tm-bf-card-text {
    font-size: 15px;
    line-height: 1.6;
    color: var(--tm-bf-text-muted);
    margin: 0;
}

/* --------------------------------------------------------------------------
   9. Code / API Endpoint Viewer Component
   -------------------------------------------------------------------------- */
.tm-bf-code-box {
    background: #04060c;
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    overflow: hidden;
    font-family: var(--tm-bf-font-mono);
}

.tm-bf-code-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 18px;
    background: rgba(255, 255, 255, 0.03);
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.tm-bf-endpoint-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
}

.tm-bf-method {
    padding: 2px 6px;
    border-radius: 4px;
    font-weight: 700;
    font-size: 11px;
}

.tm-bf-method-post {
    background: rgba(16, 185, 129, 0.2);
    color: #10b981;
}

.tm-bf-method-get {
    background: rgba(0, 102, 255, 0.2);
    color: #00d2ff;
}

.tm-bf-endpoint-path {
    color: #cbd5e1;
    font-size: 13px;
}

.tm-bf-code-body {
    padding: 18px;
    margin: 0;
    font-size: 13px;
    line-height: 1.65;
    color: #bfbfbf;
    overflow-x: auto;
}

.tm-bf-code-body .tok-key { color: #38bdf8; }
.tm-bf-code-body .tok-str { color: #4ade80; }
.tm-bf-code-body .tok-num { color: #f59e0b; }
.tm-bf-code-body .tok-bool { color: #ec4899; }

/* --------------------------------------------------------------------------
   10. Cross-Product Explorer Component
   -------------------------------------------------------------------------- */
.tm-bf-explore-section {
    background: linear-gradient(180deg, var(--tm-bf-bg) 0%, #080d19 100%);
    border-top: 1px solid var(--tm-bf-border);
}

.tm-bf-explore-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

@media (max-width: 991px) {
    .tm-bf-explore-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .tm-bf-explore-grid {
        grid-template-columns: 1fr;
    }
}

.tm-bf-explore-card {
    background: var(--tm-bf-surface-card);
    border: 1px solid var(--tm-bf-border);
    border-radius: 14px;
    padding: 24px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: all 0.25s ease;
}

.tm-bf-explore-card:hover {
    border-color: rgba(0, 102, 255, 0.4);
    transform: translateY(-2px);
}

.tm-bf-explore-card.is-current {
    background: rgba(0, 102, 255, 0.08);
    border-color: rgba(0, 210, 255, 0.35);
}

.tm-bf-explore-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 12px;
}

.tm-bf-explore-tag {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--tm-bf-accent);
    padding: 3px 8px;
    border-radius: 4px;
    background: rgba(0, 210, 255, 0.1);
}

.tm-bf-explore-status {
    font-size: 11px;
    font-weight: 600;
    color: #ffffff;
    padding: 2px 8px;
    border-radius: 4px;
    background: rgba(255, 255, 255, 0.15);
}

.tm-bf-explore-title {
    display: flex;
    align-items: baseline;
    gap: 8px;
    margin-bottom: 10px;
}

.tm-bf-explore-abbr {
    font-size: 22px;
    font-weight: 800;
    color: #ffffff;
}

.tm-bf-explore-name {
    font-size: 14px;
    font-weight: 500;
    color: var(--tm-bf-text-muted);
}

.tm-bf-explore-desc {
    font-size: 13px;
    line-height: 1.5;
    color: var(--tm-bf-text-dim);
    margin-bottom: 20px;
}

.tm-bf-explore-action {
    margin-top: auto;
}

/* --------------------------------------------------------------------------
   11. High-Impact CTA Component
   -------------------------------------------------------------------------- */
.tm-bf-cta-card {
    position: relative;
    border-radius: 24px;
    padding: 64px 40px;
    background: linear-gradient(135deg, #091224 0%, #0d1a38 50%, #091326 100%);
    border: 1px solid rgba(0, 102, 255, 0.3);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.6), inset 0 1px 0 rgba(255, 255, 255, 0.1);
    overflow: hidden;
    text-align: center;
}

@media (max-width: 768px) {
    .tm-bf-cta-card {
        padding: 40px 20px;
    }
}

.tm-bf-cta-mesh {
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle at 50% 50%, rgba(0, 102, 255, 0.15) 0%, transparent 60%);
    pointer-events: none;
}

.tm-bf-cta-content {
    position: relative;
    z-index: 2;
    max-width: 740px;
    margin: 0 auto;
}

.tm-bf-cta-title {
    font-size: 42px;
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: -0.02em;
    color: #ffffff;
    margin-top: 16px;
    margin-bottom: 16px;
}

@media (max-width: 768px) {
    .tm-bf-cta-title {
        font-size: 28px;
    }
}

.tm-bf-cta-desc {
    font-size: 17px;
    line-height: 1.6;
    color: #cbd5e1;
    margin-bottom: 36px;
}

.tm-bf-cta-buttons {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.tm-bf-cta-metrics-row {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
    padding-top: 28px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.tm-bf-cta-metric {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.tm-bf-cta-metric-val {
    font-size: 20px;
    font-weight: 700;
    color: #ffffff;
}

.tm-bf-cta-metric-lbl {
    font-size: 12px;
    color: var(--tm-bf-text-dim);
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.tm-bf-cta-metric-divider {
    width: 1px;
    height: 30px;
    background: rgba(255, 255, 255, 0.1);
}

@media (max-width: 600px) {
    .tm-bf-cta-metric-divider {
        display: none;
    }
}

/* --------------------------------------------------------------------------
   12. Dedicated Banking Footer
   -------------------------------------------------------------------------- */
.tm-bf-footer.tm-bf-footer-light,
.tm-bf-footer {
    position: relative;
    background: #f5f7f6 !important;
    border-top: 1px solid #e1e7e5 !important;
    padding-top: 70px !important;
    padding-bottom: 18px !important;
    overflow: hidden;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif !important;
    color: #4a5d5e !important;
}

.tm-bf-footer .tm-bf-container {
    max-width: 95%;
    margin: 0 auto;
    padding: 0 24px;
    box-sizing: border-box;
}

/* 1. Top 6-Column Grid */
.tm-bf-footer-grid {
    display: grid !important;
    grid-template-columns: repeat(6, 1fr) !important;
    gap: 32px 24px !important;
    margin-bottom: 45px !important;
    align-items: start !important;
}

@media (max-width: 1100px) {
    .tm-bf-footer-grid {
        grid-template-columns: repeat(3, 1fr) !important;
        gap: 36px 24px !important;
    }
}

@media (max-width: 640px) {
    .tm-bf-footer-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 28px 16px !important;
    }
}

@media (max-width: 420px) {
    .tm-bf-footer-grid {
        grid-template-columns: 1fr !important;
        gap: 24px !important;
    }
}

.tm-bf-footer-col {
    display: flex;
    flex-direction: column;
}

.tm-bf-footer-title {
    font-size: 15px !important;
    font-weight: 700 !important;
    color: #002d33 !important;
    margin-bottom: 18px !important;
    text-transform: none !important;
    letter-spacing: -0.15px !important;
    line-height: 1.3 !important;
}

.tm-bf-footer-links {
    list-style: none !important;
    padding: 0 !important;
    margin: 0 !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 10px !important;
}

.tm-bf-footer-links li {
    margin: 0 !important;
    padding: 0 !important;
}

.tm-bf-footer-links a {
    color: #4d5e5f !important;
    text-decoration: none !important;
    font-size: 13.5px !important;
    line-height: 1.45 !important;
    font-weight: 400 !important;
    transition: color 0.2s ease, transform 0.2s ease !important;
    display: inline-block !important;
}

.tm-bf-footer-links a:hover {
    color: #1c6ee5 !important;
    transform: translateX(2px) !important;
}

/* Horizontal Divider */
.tm-bf-footer-divider {
    height: 1px !important;
    background: #e1e7e5 !important;
    margin: 24px 0 18px !important;
    width: 100% !important;
}

/* --------------------------------------------------------------------------
   Bottom Unified Single Row: Logo, Legal Links, Trust Badges, Copyright, Social
   -------------------------------------------------------------------------- */
.tm-bf-footer-single-row {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 16px 20px !important;
    flex-wrap: wrap !important;
    margin: 4px 0 0 !important;
    padding-bottom: 0 !important;
}

.tm-bf-footer-brand-wrap {
    display: inline-flex !important;
    align-items: center !important;
    flex-shrink: 0 !important;
}

.tm-bf-footer-logo-link {
    display: inline-flex !important;
    align-items: center !important;
    text-decoration: none !important;
    transition: transform 0.2s ease, opacity 0.2s ease !important;
}

.tm-bf-footer-logo-link:hover {
    opacity: 0.88 !important;
    transform: translateY(-1px) !important;
}

.tm-bf-footer-logo-img {
    height: 44px !important;
    width: auto !important;
    max-width: 190px !important;
    object-fit: contain !important;
    display: block !important;
}

/* Legal Links */
.tm-bf-footer-legal-links {
    display: inline-flex !important;
    align-items: center !important;
    flex-wrap: wrap !important;
    gap: 3px 6px !important;
    font-size: 12.5px !important;
    color: #5c6e70 !important;
    line-height: 1.5 !important;
}

.tm-bf-footer-legal-links a {
    color: #5c6e70 !important;
    text-decoration: none !important;
    font-size: 12.5px !important;
    transition: color 0.2s ease !important;
    white-space: nowrap !important;
}

.tm-bf-footer-legal-links a:hover {
    color: #002d33 !important;
    text-decoration: underline !important;
}

.tm-bf-legal-sep {
    color: #c4d0cd !important;
    font-size: 11px !important;
    margin: 0 3px !important;
    user-select: none !important;
}

/* Badges / Certificates (Centered in single row) */
.tm-bf-footer-badges-wrap {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 16px !important;
    flex-shrink: 0 !important;
}

.tm-bf-cert-img-wrap {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: transform 0.25s ease, filter 0.25s ease !important;
}

.tm-bf-cert-img-wrap:hover {
    transform: translateY(-2px) scale(1.04) !important;
}

.tm-bf-cert-img {
    height: 44px !important;
    width: auto !important;
    max-width: 80px !important;
    object-fit: contain !important;
    display: block !important;
    filter: drop-shadow(0 2px 5px rgba(0, 0, 0, 0.07)) !important;
}

/* Copyright */
.tm-bf-footer-copyright {
    font-size: 12px !important;
    color: #5c6e70 !important;
    font-weight: 500 !important;
    white-space: nowrap !important;
    margin: 0 !important;
}

/* Social Media Buttons */
.tm-bf-footer-social {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    flex-shrink: 0 !important;
}

.tm-bf-social-btn {
    width: 35px !important;
    height: 35px !important;
    border-radius: 50% !important;
    background: #002d33 !important;
    color: #ffffff !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    text-decoration: none !important;
    transition: all 0.25s ease !important;
    box-shadow: 0 2px 6px rgba(0, 45, 51, 0.15) !important;
}

.tm-bf-social-btn svg {
    fill: #ffffff !important;
    width: 14px !important;
    height: 14px !important;
    transition: transform 0.2s ease !important;
}

.tm-bf-social-btn:hover {
    background: #1c6ee5 !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 6px 14px rgba(28, 110, 229, 0.3) !important;
}

.tm-bf-social-btn:hover svg {
    transform: scale(1.1) !important;
}

@media (max-width: 1200px) {
    .tm-bf-footer-single-row {
        justify-content: center !important;
        text-align: center !important;
        gap: 16px 20px !important;
    }
}

@media (max-width: 640px) {
    .tm-bf-footer-badges-wrap {
        gap: 12px !important;
    }
    .tm-bf-cert-img {
        height: 38px !important;
    }
    .tm-bf-footer-logo-img {
        height: 38px !important;
    }
}

/* ==========================================================================
   LendingOS Universal Typography & Normal Font Weight Constraint
   "in entire page dont use font weight bold or 600 or 500 use normal"
   ========================================================================== */
body.tm-bf-active-body,
body.tm-bf-active-body *,
body.page-template-fintech-product,
body.page-template-fintech-product *,
body.page-template-banking-home,
body.page-template-banking-home *,
.pl-hero-section,
.pl-hero-section * {
    font-weight: 400 ;
}

body.tm-bf-active-body,
body.page-template-fintech-product,
body.page-template-banking-home {
    background-color: #ffffff ;
    color: #0f172a ;
}



.logo_lighttheme {
    display: block;
}   

.ftwhitelogodark {
    display: none;
}

.iti--separate-dial-code.iti--show-flags .iti__selected-dial-code {
    color: #000 !important;
}

.scrolltitle_ani {
    font-size: 49px;
    font-weight: 400 !important;
    line-height: 1.1;
    margin-bottom: 50px;
}

.crypto-features-top-grid {
    grid-template-columns: 1fr 1fr 1fr 1fr !important;
}

/* ==========================================================================
   LendingOS Hero Section — Pine Labs Creative Light Theme Style
   Clean, modern, 2-column layout with right rounded media card & floating modal
   ========================================================================== */
.pl-hero-section {
    background-color: #ffffff;
    color: #0f172a;
    padding: 85px 0 70px;
    overflow: hidden;
}

.pl-hero-container {
	max-width: 96%;
	margin: 0 auto;
	padding-left: 28px;
	padding-right: 28px;
}

.pl-eyebrow {
	margin-bottom: 10px;
	background: #cccccc0a;
	display: inline-block;
	padding: 6px 22px;
	border-radius: 50px;
	border: 1px solid #cccccc57;
}

.pl-eyebrow-text {
    font-size: 13px;
    letter-spacing: 0.08em;
    color: #0d3b36;
    text-transform: uppercase;
    font-weight: 400 !important;
}
.pl-hero-title {
	font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
	font-size: 60px;
	line-height: 1.14;
	letter-spacing: 0 !important;
	color: #092c28;
	margin-bottom: 24px;
	font-weight: 500 !important;
	/* max-width: 564px; */
}

.pl-title-asterisk {
    color: #092c28;
    font-size: 42px;
    vertical-align: super;
}

.pl-hero-desc {
	font-size: 16px !important;
	line-height: 1.65 !important;
	color: #4b5563 !important;
	max-width: 580px;
	margin-bottom: 28px;
	font-weight: 500 !important;
	font-family: Poppins,sans-serif;
}

.pl-trust-list {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    margin-bottom: 34px;
}

.pl-trust-item {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    font-size: 14px;
    color: #374151;
    font-weight: 400 !important;
}

.pl-trust-item iconify-icon {
    color: #092c28;
}

.pl-hero-cta-group {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-wrap: wrap;
    margin-bottom: 18px;
}

.pl-btn-primary {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: #1c6ee5;
	color: #fff !important;
	padding: 13px 32px;
	border-radius: 9999px;
	font-size: 15px;
	font-weight: 400 !important;
	text-decoration: none;
	/* box-shadow: 0 4px 14px rgba(200, 240, 60, 0.4); */
	transition: all 0.2s ease;
}

.pl-btn-primary:hover {
	background: #1766e6 !important;
	color: #fff !important;
	transform: translateY(-2px);
}

.pl-btn-secondary {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #f3f4f6;
    color: #111827 !important;
    border: 1px solid #e5e7eb;
    padding: 13px 30px;
    border-radius: 9999px;
    font-size: 15px;
    font-weight: 400 !important;
    text-decoration: none;
    transition: all 0.2s ease;
}

.pl-btn-secondary:hover {
    background: #e5e7eb;
    color: #111827 !important;
    transform: translateY(-2px);
}

.pl-footnote {
    font-size: 12.5px;
    color: #64748b;
    line-height: 1.45;
    font-weight: 400 !important;
}

.pl-hero-media-col {
    display: flex;
    justify-content: center;
    align-items: center;
}

/* Right Media Card (Pine Labs Style with Overlaid Floating Modal) */
.pl-media-card {
	position: relative;
	border-radius: 28px;
	overflow: hidden;
	box-shadow: 0 16px 40px rgba(0, 0, 0, 0.12);
	width: 100%;
	max-width: 100%;
	height: 570px;
	background: #0f172a;
}

.pl-media-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

/* Floating Overlaid Modal (Frosted Glassmorphism matching Pine Labs reference) */
.pl-modal-card {
    position: absolute;
    top: 22px;
    right: 18px;
    width: 295px;
    background: linear-gradient(135deg, rgba(46, 38, 28, 0.44) 0%, rgba(22, 17, 12, 0.54) 100%);
    backdrop-filter: blur(24px) saturate(180%);
    -webkit-backdrop-filter: blur(24px) saturate(180%);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 20px;
    padding: 18px 18px 14px;
    box-shadow: 0 28px 55px -10px rgba(0, 0, 0, 0.45), inset 0 1px 0 rgba(255, 255, 255, 0.22);
    color: #ffffff;
    z-index: 5;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.pl-modal-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 34px 65px -10px rgba(0, 0, 0, 0.55), inset 0 1px 0 rgba(255, 255, 255, 0.28);
}

.pl-modal-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 13px;
    padding-bottom: 0;
    border-bottom: none;
}

.pl-modal-brand-badge {
    width: 40px;
    height: 40px;
    border-radius: 11px;
    background: linear-gradient(135deg, #d2f845 0%, #a8ea1e 100%);
    color: #07280d;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.05em;
    flex-shrink: 0;
    box-shadow: 0 4px 12px rgba(184, 238, 46, 0.35);
}

.pl-modal-header-meta {
    display: flex;
    flex-direction: column;
}

.pl-modal-subtitle {
    font-size: 11px;
    color: rgba(255, 255, 255, 0.72);
    font-weight: 400 !important;
    margin-bottom: 2px;
}

.pl-modal-amount {
    font-size: 15px;
    color: #ffffff;
    letter-spacing: -0.01em;
    font-weight: 500 !important;
    line-height: 1.25;
}

.pl-modal-section-label {
    font-size: 9px;
    letter-spacing: 0.08em;
    color: rgba(255, 255, 255, 0.62);
    text-transform: uppercase;
    margin-bottom: 5px;
    font-weight: 500 !important;
}

.pl-modal-options {
    display: flex;
    flex-direction: column;
    margin-bottom: 10px;
}

.pl-option-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    padding: 8.5px 2px;
    background: transparent;
    border: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 0;
    text-decoration: none;
    transition: background-color 0.2s ease, padding 0.2s ease;
}

.pl-option-item:last-child {
    border-bottom: none;
}

.pl-option-item:hover {
    background: rgba(255, 255, 255, 0.08);
    border-radius: 8px;
    padding-left: 6px;
    padding-right: 6px;
}

.pl-option-icon {
    width: 27px;
    height: 27px;
    border-radius: 7px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.pl-icon-upi { background: #8b5cf6; color: #ffffff; }
.pl-icon-card { background: #f97316; color: #ffffff; }
.pl-icon-bank { background: #38bdf8; color: #ffffff; }
.pl-icon-wallet { background: #fbbf24; color: #ffffff; }

.pl-option-text {
    flex: 1;
    font-size: 12px;
    color: #ffffff;
    font-weight: 400 !important;
}

.pl-option-arrow {
    color: rgba(255, 255, 255, 0.65);
    display: flex;
    align-items: center;
}

.pl-modal-btn {
    display: block;
    width: 100%;
    background: #ffffff;
    color: #042e2b !important;
    text-align: center;
    padding: 10px 16px;
    border-radius: 9999px;
    font-size: 13.5px;
    font-weight: 600 !important;
    text-decoration: none;
    transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
    margin-top: 8px;
    margin-bottom: 10px;
}

.pl-modal-btn:hover {
    background: #f8fafc;
    color: #042e2b !important;
    transform: translateY(-1px);
    box-shadow: 0 8px 22px rgba(0, 0, 0, 0.35);
}

.pl-modal-footer {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    font-size: 9.5px;
    line-height: 1.35;
    color: rgba(255, 255, 255, 0.72);
    font-weight: 400 !important;
    text-align: center;
    padding: 0 4px;
}

.pl-modal-footer iconify-icon {
    color: rgba(255, 255, 255, 0.85);
}

/* Responsive adjustments */
@media (max-width: 1199px) {
    .pl-hero-title { font-size: 46px; }
    .pl-modal-card { width: 260px; padding: 14px 16px; }
}

@media (max-width: 991px) {
    .pl-hero-section { padding: 40px 0 50px; }
    .pl-hero-title { font-size: 38px; }
    .pl-media-card { max-width: 520px; margin: 0 auto; }
}

@media (max-width: 576px) {
    .pl-hero-title { font-size: 30px; }
    .pl-hero-desc { font-size: 15px !important; }
    .pl-btn-primary, .pl-btn-secondary { width: 100%; justify-content: center; }
    .pl-trust-list { flex-direction: column; align-items: flex-start; gap: 10px; }
    .pl-modal-card { position: static; width: 100%; margin-top: 16px; border-radius: 16px; }
}

/* ==========================================================================
   Section 2: LendingOS Core Value Proposition & 12-Stage Lifecycle Pipeline
   ========================================================================== */
.tm-lifecycle-section {
	position: relative;
	background: #f8f7f7;
	padding: 70px 0 80px;
	border-top: 1px solid #f1f5f9;
	border-bottom: 1px solid #f1f5f9;
	overflow: hidden;
}

.tm-lifecycle-container {
    width: 92% !important;
    max-width: 92% !important;
    margin: 0 auto;
    padding: 0 24px;
}

/* Header Area */
.tm-lifecycle-header {
    text-align: center;
    max-width: 920px;
    margin: 0 auto 50px;
}

.tm-lifecycle-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 18px;
    border-radius: 9999px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    color: #1c6ee5;
    font-size: 11.5px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 18px;
}

.tm-lifecycle-eyebrow-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #1c6ee5;
    box-shadow: 0 0 8px rgba(28, 110, 229, 0.7);
}
.tm-lifecycle-title {
	font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
	font-size: 48px;
	font-weight: 500 !important;
	color: #0f172a;
	line-height: 1.25;
	letter-spacing: 0 !important;
	margin-bottom: 20px;
}

.tm-lifecycle-desc-wrap {
    max-width: 820px;
    margin: 0 auto;
}

.tm-lifecycle-lead {
	font-size: 15px;
	font-weight: 500 !important;
	color: #334155;
	line-height: 1.6;
	margin-bottom: 10px;
}
.tm-lifecycle-subtext {
    font-size: 15px;
    font-weight: 400;
    color: #64748b;
    line-height: 1.65;
    margin-bottom: 0;
}

/* Rail Wrapper & Controls */
.tm-lifecycle-rail-wrapper {
    position: relative;
    margin-bottom: 24px;
}

.tm-rail-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #ffffff;
    border: 1px solid #cbd5e1;
    color: #0f172a;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    z-index: 5;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.08);
    transition: all 0.2s ease;
}

.tm-rail-btn:hover {
    background: #1c6ee5;
    color: #ffffff;
    border-color: #1c6ee5;
    box-shadow: 0 6px 20px rgba(28, 110, 229, 0.25);
}

.tm-rail-prev {
    left: -16px;
}

.tm-rail-next {
    right: -16px;
}

/* Horizontal Track - No scrollbar */
.tm-lifecycle-track {
    display: flex;
    align-items: stretch;
    gap: 0;
    overflow-x: auto;
    scroll-behavior: smooth;
    padding: 14px 4px 22px;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none !important;
    -ms-overflow-style: none !important;
}

.tm-lifecycle-track::-webkit-scrollbar {
    display: none !important;
    width: 0 !important;
    height: 0 !important;
}

/* Stage Node */
.tm-stage-node {
    display: flex;
    align-items: center;
    flex-shrink: 0;
}

/* Stage Card - No Box Shadow */
.tm-stage-card {
    width: 220px;
    min-height: 200px;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 18px 16px;
    display: flex;
    flex-direction: column;
    box-shadow: none !important;
    transition: border-color 0.2s ease, transform 0.2s ease;
    position: relative;
}

.tm-stage-card:hover {
    border-color: #1c6ee5;
    transform: translateY(-2px);
    box-shadow: none !important;
}

.tm-stage-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 12px;
}

.tm-stage-idx {
    font-size: 11.5px;
    font-weight: 700;
    color: #64748b;
    background: #f1f5f9;
    padding: 2px 8px;
    border-radius: 6px;
}

.tm-stage-module {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 0.04em;
    padding: 2px 8px;
    border-radius: 6px;
    text-transform: uppercase;
}

.tm-mod-los {
    background: #eff6ff;
    color: #1d4ed8;
    border: 1px solid #dbeafe;
}

.tm-mod-bre {
    background: #f0fdf4;
    color: #15803d;
    border: 1px solid #dcfce7;
}

.tm-mod-risk {
    background: #fef2f2;
    color: #b91c1c;
    border: 1px solid #fee2e2;
}

.tm-mod-api {
    background: #fdf4ff;
    color: #86198f;
    border: 1px solid #fae8ff;
}

.tm-mod-lms {
    background: #fff7ed;
    color: #c2410c;
    border: 1px solid #ffedd5;
}

.tm-stage-icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #1c6ee5;
    margin-bottom: 12px;
    transition: all 0.2s ease;
}

.tm-stage-card:hover .tm-stage-icon {
    background: #eff6ff;
    color: #1c6ee5;
    border-color: #bfdbfe;
    transform: none;
}

.tm-stage-name {
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 14.5px;
    font-weight: 600;
    color: #0f172a;
    line-height: 1.3;
    letter-spacing: 0 !important;
    margin-bottom: 6px;
}

/* Global Headings: Tomato Grotesk with letter-spacing: 0 */
.pl-hero-title,
.tm-lifecycle-title,
.ev-title,
.tm-bf-hero-title,
.tm-bf-section-title,
.tm-bf-card-title,
.pl-hero-section h1,
.pl-hero-section h2,
.pl-hero-section h3,
.tm-lifecycle-section h1,
.tm-lifecycle-section h2,
.tm-lifecycle-section h3,
.tm-lifecycle-section h4 {
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    letter-spacing: 0 !important;
}

.tm-stage-detail {
    font-size: 12px;
    color: #64748b;
    line-height: 1.45;
    margin: 0;
}

/* Arrow Connector */
.tm-stage-arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0 8px;
    color: #bfbfbf;
    flex-shrink: 0;
    transition: color 0.2s ease;
}

.tm-stage-node:hover .tm-stage-arrow {
    color: #1c6ee5;
}

/* Footer Live Status & Quick Module Chips */
.tm-lifecycle-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 16px;
    padding-top: 14px;
    border-top: 1px solid #f1f5f9;
}

.tm-lifecycle-status {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13px;
    color: #475569;
    font-weight: 500;
}

.tm-status-pulse {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #10b981;
    box-shadow: 0 0 10px rgba(16, 185, 129, 0.6);
    position: relative;
}

.tm-status-pulse::after {
    content: '';
    position: absolute;
    inset: -3px;
    border-radius: 50%;
    border: 1px solid #10b981;
    animation: tmPulseRing 2s cubic-bezier(0.24, 0, 0.38, 1) infinite;
}

@keyframes tmPulseRing {
    0% { transform: scale(0.8); opacity: 1; }
    100% { transform: scale(2.2); opacity: 0; }
}

.tm-lifecycle-modules-quick {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-wrap: wrap;
}

.tm-quick-label {
    font-size: 12.5px;
    font-weight: 600;
    color: #64748b;
}

.tm-mod-chip {
    display: inline-flex;
    align-items: center;
    padding: 6px 14px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 9999px;
    color: #1e293b;
    font-size: 12.5px;
    font-weight: 500;
    text-decoration: none;
    transition: all 0.2s ease;
}

.tm-mod-chip:hover {
    background: #1c6ee5;
    border-color: #1c6ee5;
    color: #ffffff;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(28, 110, 229, 0.18);
}

/* Responsive Media Queries */
@media (max-width: 991px) {
    .tm-lifecycle-section {
        padding: 60px 0 70px;
    }
    .tm-lifecycle-title {
        font-size: 32px;
    }
    .tm-rail-btn {
        display: none;
    }
}

@media (max-width: 768px) {
    .tm-lifecycle-footer {
        flex-direction: column;
        align-items: flex-start;
    }
}

@media (max-width: 576px) {
    .tm-lifecycle-title {
        font-size: 26px;
    }
    .tm-lifecycle-lead {
        font-size: 15px;
    }
    .tm-lifecycle-subtext {
        font-size: 14px;
    }
    .tm-stage-card {
        width: 190px;
        min-height: 185px;
        padding: 16px 14px;
    }
}

/* ==========================================================================
   Section 3: The 6 Product Pillars (Interactive Scroll/Click Layout)
   ========================================================================== */
.tm-pillars-section {
	position: relative;
	background: #ffffff;
	padding: 70px 0 70px;
	border-bottom: 1px solid #f1f5f9;
	overflow: visible;
}

.tm-pillars-container {
	width: 80% !important;
	max-width: 80% !important;
	margin: 0 auto;
	padding: 0 24px;
}

/* Header Area - Left Aligned */
.tm-pillars-header {
    text-align: left;
    max-width: 860px;
    margin: 0 0 45px 0;
}

.tm-pillars-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    border-radius: 9999px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    color: #1c6ee5;
    font-size: 11.5px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 16px;
}

.tm-pillars-title,
.tm-pillars-section h2 {
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 38px;
    font-weight: 700;
    color: #0f172a;
    line-height: 1.2;
    letter-spacing: 0 !important;
    margin-bottom: 14px;
}

.tm-pillars-desc {
    font-size: 16px;
    color: #64748b;
    line-height: 1.6;
    margin: 0;
    max-width: 760px;
}

/* Grid Layout: 2 Columns */
.tm-pillars-grid {
    display: grid;
    grid-template-columns: 1fr 1.15fr;
    gap: 48px;
    align-items: flex-start;
    position: relative;
}

/* Left Pillar Cards List */
.tm-pillars-list {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

/* Pillar Card - No Default or Hover Box Shadow per user specification */
.tm-pillar-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 26px 26px 22px;
    box-shadow: none !important;
    transition: border-color 0.25s ease, background-color 0.25s ease;
    cursor: pointer;
    position: relative;
}

.tm-pillar-card:hover {
    border-color: #cbd5e1;
    box-shadow: none !important;
}

.tm-pillar-card.is-active {
    background: #f8fafc;
    border-color: #1c6ee5;
    box-shadow: none !important;
}

/* Left Active Accent Indicator */
.tm-pillar-card::before {
    content: '';
    position: absolute;
    left: -1px;
    top: 20px;
    bottom: 20px;
    width: 4px;
    border-radius: 4px;
    background: #1c6ee5;
    opacity: 0;
    transition: opacity 0.25s ease;
}

.tm-pillar-card.is-active::before {
    opacity: 1;
}

.tm-pillar-card-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 14px;
}

.tm-pillar-badge-wrap {
    display: flex;
    align-items: center;
    gap: 8px;
}

.tm-pillar-num {
    font-size: 13px;
    font-weight: 700;
    color: #64748b;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    letter-spacing: 0 !important;
}

.tm-pillar-acronym {
    display: inline-flex;
    align-items: center;
    padding: 3px 9px;
    border-radius: 6px;
    background: #f1f5f9;
    color: #0f172a;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    transition: all 0.2s ease;
}

.tm-pillar-card.is-active .tm-pillar-acronym {
    background: #eff6ff;
    color: #1c6ee5;
}

.tm-pillar-icon-box {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #475569;
    transition: all 0.25s ease;
}

.tm-pillar-card.is-active .tm-pillar-icon-box,
.tm-pillar-card:hover .tm-pillar-icon-box {
    background: #1c6ee5;
    color: #ffffff;
    border-color: #1c6ee5;
}

.tm-pillar-name, .tm-pillar-card h3 {
	font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
	font-size: 23px;
	font-weight: normal;
	color: #0f172a;
	line-height: 1.3;
	letter-spacing: 0 !important;
	margin: 0 0 8px 0;
	transition: color 0.2s ease;
}

.tm-pillar-card.is-active .tm-pillar-name {
    color: #1c6ee5;
}

.tm-pillar-text {
    font-size: 14px;
    color: #64748b;
    line-height: 1.6;
    margin: 0 0 16px;
}

.tm-pillar-card-foot {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
    padding-top: 14px;
    border-top: 1px solid #f1f5f9;
}

.tm-pillar-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: #1c6ee5;
    font-size: 13.5px;
    font-weight: 600;
    text-decoration: none;
    transition: gap 0.2s ease, color 0.2s ease;
}

.tm-pillar-link:hover {
    color: #1557b0;
    gap: 10px;
}

.tm-pillar-tag {
    font-size: 11.5px;
    color: #bfbfbf;
    font-weight: 500;
}

/* Right Side: Sticky Visual Display */
.tm-pillars-visual-sticky {
    position: sticky;
    top: 110px;
    align-self: flex-start;
}

.tm-pillars-visual-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: none !important;
}

.tm-visual-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 20px;
    background: #ffffff;
    border-bottom: 1px solid #f1f5f9;
    gap: 14px;
}

.tm-visual-dots {
    display: flex;
    align-items: center;
    gap: 6px;
    flex-shrink: 0;
}

.tm-visual-dots span {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: #cbd5e1;
}

.tm-visual-dots span:nth-child(1) { background: #fca5a5; }
.tm-visual-dots span:nth-child(2) { background: #fde047; }
.tm-visual-dots span:nth-child(3) { background: #86efac; }

.tm-visual-active-title {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 600;
    color: #334155;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    min-width: 0;
}

.tm-visual-active-title iconify-icon {
    color: #1c6ee5;
    flex-shrink: 0;
}

.tm-visual-status-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
    font-weight: 600;
    color: #059669;
    background: #ecfdf5;
    padding: 3px 9px;
    border-radius: 9999px;
    border: 1px solid #a7f3d0;
    flex-shrink: 0;
}

.tm-live-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #10b981;
}

.tm-visual-screens {
    position: relative;
    width: 100%;
    aspect-ratio: 16 / 9;
    background: #f8fafc;
    overflow: hidden;
}

.tm-visual-screen {
    position: absolute;
    inset: 0;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.35s ease-in-out, transform 0.35s ease-out;
    transform: scale(1.01);
}

.tm-visual-screen.is-active {
    opacity: 1;
    pointer-events: auto;
    transform: scale(1);
}

.tm-visual-screen img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.tm-visual-screen[data-screen="apihub"] img {
    object-position: center 20%;
}

.tm-visual-screen[data-screen="dsa"] img {
    object-position: center 20%;
}

.tm-visual-screen[data-screen="risk"] img {
    object-position: center 15%;
}

.tm-visual-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 20px;
    background: #ffffff;
    border-top: 1px solid #f1f5f9;
    flex-wrap: wrap;
    gap: 12px;
}

.tm-visual-footer-info {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.tm-v-label {
    font-size: 10.5px;
    color: #bfbfbf;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 600;
}

.tm-visual-footer-info strong {
    font-size: 12.5px;
    color: #1e293b;
    font-weight: 600;
}

.tm-visual-action-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 7px 15px;
    background: #0f172a;
    color: #ffffff !important;
    font-size: 12px;
    font-weight: 600;
    border-radius: 8px;
    text-decoration: none;
    transition: background 0.2s ease, transform 0.2s ease;
}

.tm-visual-action-btn:hover {
    background: #1c6ee5;
    transform: translateY(-1px);
}

/* Responsive Media Queries for Section 3 */
@media (max-width: 991px) {
    .tm-pillars-section {
        padding: 60px 0 70px;
    }
    .tm-pillars-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }
    .tm-pillars-visual-sticky {
        position: static;
        order: -1;
        margin-bottom: 10px;
    }
    .tm-pillars-title {
        font-size: 30px;
    }
}

@media (max-width: 576px) {
    .tm-pillars-title {
        font-size: 24px;
    }
    .tm-pillar-card {
        padding: 20px 18px;
    }
    .tm-pillar-name {
        font-size: 17px;
    }
    .tm-visual-footer {
        flex-direction: column;
        align-items: flex-start;
    }
    .tm-pillars-container {
        padding: 0 16px;
    }
}

/* ==========================================================================
   Loan Products Section (Cashfree Tabbed Showcase Reference)
   ========================================================================== */
.tm-loan-products-section {
	position: relative;
	padding: 80px 0 80px;
	background-image: url('../../pages-2025-assets/images/fintech/loan-products-bg.jpg');
	background-repeat: no-repeat;
	background-position: center bottom;
	background-size: cover;
	background-color: #050811;
	overflow: hidden;
	border-top: 1px solid rgba(255, 255, 255, 0.06);
	border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.tm-lp-container {
    width: 92% !important;
    max-width: 1280px !important;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

/* Header Area - Matches Cashfree "PRODUCT NEEDS / A product fit for every business" */
.tm-lp-header {
    text-align: center;
    max-width: 860px;
    margin: 0 auto 34px;
}

.tm-lp-eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: #c4c4c4;
    margin-bottom: 14px;
}

.tm-lp-heading, .tm-loan-products-section h2 {
	font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
	font-size: 60px !important;
	font-weight: 400 !important;
	line-height: 1.18 !important;
	letter-spacing: -0.015em !important;
	color: #ffffff !important;
	margin: 0 !important;
	text-align: center;
}

/* Tabs Navigation Bar (Centered with active white bottom-border) */
.tm-lp-nav-wrap {
    display: flex;
    justify-content: center;
    margin-bottom: 46px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
}
.tm-lp-nav-wrap::-webkit-scrollbar {
    display: none;
}

.tm-lp-tabs {
    display: inline-flex;
    align-items: center;
    gap: 32px;
    padding: 0 10px;
}

.tm-lp-tab {
    background: transparent;
    border: none;
    border-bottom: 2px solid transparent;
    padding: 12px 6px 16px;
    margin-bottom: -1px;
   color: #bfbfbf !important;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 15.5px;
    font-weight: 500;
    cursor: pointer;
    white-space: nowrap;
    transition: all 0.22s ease;
    outline: none;
}

.tm-lp-tab:hover {
    color: #ffffff;
}
.tm-lp-tab.active {
	color: #ffffff !important;
	font-weight: 700;
	border-bottom-color: #ffffff;
}

/* Panes */
.tm-lp-panes {
    position: relative;
    width: 100%;
}

.tm-lp-pane {
    display: none;
    opacity: 0;
    transition: opacity 0.35s ease;
}

.tm-lp-pane.active {
    display: block;
    opacity: 1;
    animation: tmFadeInPane 0.35s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

@keyframes tmFadeInPane {
    from {
        opacity: 0;
        transform: translateY(8px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* 2-Column Grid: Left Charcoal Info Card + Right Visual Showcase */
.tm-lp-card-grid {
    display: grid;
    grid-template-columns: 440px 1fr;
    gap: 22px;
    align-items: stretch;
}

/* Left Column: Charcoal Info Card */
.tm-lp-info-card {
    background: #1f232b;
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 22px;
    padding: 44px 38px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
.tm-lp-pane-title {
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 30px !important;
    font-weight: 500 !important;
    line-height: 1.25 !important;
    color: #ffffff !important;
    margin: 0 0 14px 0 !important;
    letter-spacing: -0.01em !important;
}

.tm-lp-pane-sub {
    font-size: 15px !important;
    line-height: 1.6 !important;
    color: #9ca3af !important;
    margin: 0 0 28px 0 !important;
}

/* Bullets with subtle indicator dots */
.tm-lp-bullets {
    list-style: none;
    padding: 0;
    margin: 0 0 32px 0;
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.tm-lp-bullet {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.tm-lp-bullet-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #38bdf8;
    margin-top: 9px;
    flex-shrink: 0;
    box-shadow: 0 0 8px rgba(56, 189, 248, 0.5);
}

.tm-lp-bullet-text {
    font-size: 14.5px;
    line-height: 1.55;
    color: #cbd5e1;
}

/* Action Button */
.tm-lp-btn-wrap {
    margin-bottom: 10px;
}

.tm-lp-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 11px 28px;
    border-radius: 9999px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.28);
    color: #ffffff !important;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.tm-lp-btn:hover {
    background: #ffffff;
    color: #0b0f19 !important;
    border-color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(255, 255, 255, 0.2);
}

/* Trust Strip */
.tm-lp-info-bottom {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 24px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    margin-top: 18px;
    flex-wrap: wrap;
}
.tm-lp-trusted-label {
    font-size: 10.5px;
    font-weight: 700;
    letter-spacing: 0.12em;
    color: #64748b;
    text-transform: uppercase;
}

.tm-lp-trusted-badges {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-wrap: wrap;
}

.tm-lp-trusted-badge {
    display: inline-block;
    padding: 4px 11px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 6px;
    font-size: 11px;
    font-weight: 600;
    color: #cbd5e1;
}

/* Right Column: Visual Showcase */
.tm-lp-visual-card {
    position: relative;
    border-radius: 22px;
    overflow: hidden;
    min-height: 520px;
    border: 1px solid rgba(255, 255, 255, 0.08);
    background: #090d16;
}

.tm-lp-photo-wrap {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
}

.tm-lp-photo {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    display: block;
}

.tm-lp-photo-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(5, 8, 17, 0) 70%, rgba(5, 8, 17, 0.2) 100%);
    pointer-events: none;
}

/* Realistic Floating Cards Overlay */
.tm-lp-floating-cards {
    position: absolute;
    top: 24px;
    right: 24px;
    left: auto;
    width: calc(100% - 48px);
    max-width: 520px;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    z-index: 5;
    pointer-events: auto;
}

.tm-lp-float-card {
    background: rgba(255, 255, 255, 0.96);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.9);
    border-radius: 16px;
    padding: 14px 16px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    min-height: 118px;
    box-shadow: 0 16px 36px -6px rgba(0, 0, 0, 0.22), 0 4px 12px rgba(0, 0, 0, 0.06);
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    position: relative;
    box-sizing: border-box;
}

.tm-lp-float-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 24px 44px -8px rgba(0, 0, 0, 0.32);
    background: #ffffff;
}

/* Staggered Micro-Floating Animations */
.tm-float-card-1 { animation: tmFloatSoft1 5.2s ease-in-out infinite alternate; }
.tm-float-card-2 { animation: tmFloatSoft2 6.0s ease-in-out infinite alternate; }
.tm-float-card-3 { animation: tmFloatSoft1 5.8s ease-in-out infinite alternate-reverse; }
.tm-float-card-4 { animation: tmFloatSoft2 6.4s ease-in-out infinite alternate-reverse; }

@keyframes tmFloatSoft1 {
    0% { transform: translateY(0px); }
    100% { transform: translateY(-5px); }
}

@keyframes tmFloatSoft2 {
    0% { transform: translateY(0px); }
    100% { transform: translateY(-7px); }
}

.tm-float-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 8px;
}

.tm-float-avatar {
    width: 26px;
    height: 26px;
    border-radius: 8px;
    background: #f0fdf4;
    color: #16a34a;
    display: flex;
    align-items: center;
    justify-content: center;
}

.tm-float-fav {
    color: #94a3b8;
    font-size: 12px;
}

.tm-float-card-body {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.tm-float-card-tag {
    font-size: 10px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: #64748b;
    margin-bottom: 3px;
}

.tm-float-card-title {
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 13.5px !important;
    font-weight: 700 !important;
    line-height: 1.3 !important;
    color: #0f172a !important;
    margin: 0 0 3px 0 !important;
}

.tm-float-card-sub {
    font-size: 10.5px;
    line-height: 1.4;
    color: #64748b;
    margin: 0;
}

.tm-float-card-footer {
    margin-top: 10px;
    display: flex;
    align-items: center;
    justify-content: flex-start;
}

.tm-float-pill-btn {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: #ecfdf5;
    color: #059669;
    border: 1px solid #a7f3d0;
    font-size: 10px;
    font-weight: 600;
    padding: 3px 10px;
    border-radius: 9999px;
    text-transform: capitalize;
    letter-spacing: 0.02em;
}

.tm-float-pill-btn::before {
    content: '';
    display: inline-block;
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: #10b981;
}

/* Responsive Media Queries */
@media (max-width: 1200px) {
    .tm-lp-card-grid {
        grid-template-columns: 390px 1fr;
    }
    .tm-lp-floating-cards {
        max-width: 540px;
        gap: 8px;
    }
}

@media (max-width: 991px) {
    .tm-loan-products-section {
        padding: 80px 0 90px;
    }
    .tm-lp-heading,
    .tm-loan-products-section h2 {
        font-size: 34px !important;
    }
    .tm-lp-card-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    .tm-lp-visual-card {
        min-height: 440px;
    }
    .tm-lp-floating-cards {
        position: relative;
        top: auto;
        right: auto;
        width: 100%;
        max-width: 100%;
        margin-top: 240px;
        padding: 14px;
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 640px) {
    .tm-lp-tabs {
        gap: 18px;
    }
    .tm-lp-tab {
        font-size: 14px;
    }
    .tm-lp-heading,
    .tm-loan-products-section h2 {
        font-size: 26px !important;
    }
    .tm-lp-info-card {
        padding: 30px 22px;
    }
    .tm-lp-pane-title {
        font-size: 24px !important;
    }
    .tm-lp-visual-card {
        min-height: 480px;
    }
    .tm-lp-floating-cards {
        grid-template-columns: 1fr;
        margin-top: 180px;
    }
}

/* ==========================================================================
   Anti-Colorful / Clean Monochrome Overrides
   Strictly prevent neon colors per user specification
   ========================================================================== */
.cf-pill-green,
.cf-tag-cyan,
.cf-chip-top-left,
.cf-chip-top-right,
.cf-icon-green,
.cf-icon-blue,
.cf-icon-emerald,
.cf-icon-purple {
    background: rgba(255, 255, 255, 0.08) !important;
    border-color: rgba(255, 255, 255, 0.15) !important;
    color: #ffffff !important;
}

.cf-val-green,
.cf-trust-bold,
.cf-card-link,
.cf-eyebrow-text {
    color: #ffffff !important;
}

.cf-trust-item iconify-icon,
.cf-float-chip iconify-icon {
    color: #ffffff !important;
}

/* ==========================================================================
   LendingOS Contact Modal Styles (Moved from inline to banking-finance.css)
   ========================================================================== */
.tcm-scope, .tcm-scope *, .tcm-scope *::before, .tcm-scope *::after {
    box-sizing: border-box;
}

.tcm-scope {
    font-family: 'Inter', sans-serif;
    color: #0f172a;
    -webkit-font-smoothing: antialiased;
    display: none;
    margin: 0;
}

.tcm-demo { text-align: center; max-width: 560px; margin: 0; padding: 0; }
.tcm-demo .tcm-demo-title {
    font-size: clamp(28px, 4vw, 40px);
    font-weight: 400 !important;
    letter-spacing: -0.02em;
    background: linear-gradient(135deg, #ffffff, #bcbcbc);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    margin: 0 0 14px;
}
.tcm-demo .tcm-demo-text {
    color: #bcbcbc;
    line-height: 1.65;
    margin: 0 0 28px;
    font-size: 15px;
    font-weight: 400 !important;
}
.tcm-open-btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: #ffffff;
    color: #000000 !important;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-weight: 400 !important;
    font-size: 15px;
    padding: 14px 28px;
    border-radius: 9999px;
    box-shadow: 0 10px 30px -10px rgba(255, 255, 255, 0.4);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.tcm-open-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 16px 40px -12px rgba(255, 255, 255, 0.5);
}

/* Modal */
.tcm-overlay {
    position: fixed;
    inset: 0;
    background: rgba(0, 0, 0, 0.75);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    z-index: 9999;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s ease, visibility 0.3s ease;
    font-family: 'Inter', sans-serif;
    color: #ffffff;
}
.tcm-overlay.tcm-active {
    opacity: 1;
    visibility: visible;
    z-index: 999999;
}

.tcm-modal {
    background: #0d1117;
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 20px;
    overflow: hidden;
    width: 100%;
    max-width: 920px;
    max-height: calc(100vh - 40px);
    display: grid;
    grid-template-columns: 1fr 1fr;
    box-shadow: 0 30px 80px -20px rgba(0, 0, 0, 0.8);
    transform: scale(0.92);
    opacity: 0;
    transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.3s ease;
    position: relative;
    min-height: 560px;
}
.tcm-overlay.tcm-active .tcm-modal {
    transform: scale(1);
    opacity: 1;
}

.tcm-image {
    position: relative;
    background: linear-gradient(135deg, rgba(0, 0, 0, 0.85), rgba(20, 20, 20, 0.7)), url('https://images.unsplash.com/photo-1573496359142-b8d87734a5a2?auto=format&fit=crop&w=900&q=80') center/cover no-repeat;
    color: #fff;
    padding: 40px 32px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}
.tcm-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 400 !important;
    font-size: 18px;
}
.tcm-brand-dot {
    width: 34px;
    height: 34px;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.18);
    display: grid;
    place-items: center;
    backdrop-filter: blur(8px);
}
.tcm-brand-dot::after {
    content: "";
    width: 14px;
    height: 14px;
    border-radius: 4px;
    background: #ffffff;
}
.tcm-image-copy h2 {
    font-size: 26px;
    line-height: 1.2;
    font-weight: 400 !important;
    letter-spacing: -0.01em;
    margin: 0 0 10px;
    color: #fff;
}
.tcm-image-copy p {
    font-size: 13px;
    line-height: 1.55;
    color: #bcbcbc;
    margin: 0;
    font-weight: 400 !important;
}
.tcm-badges {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 18px;
}
.tcm-badge {
    font-size: 12px;
    padding: 6px 10px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(6px);
    border: 1px solid rgba(255, 255, 255, 0.18);
    color: #ffffff;
    font-weight: 400 !important;
}

.tcm-form-wrap {
    padding: 36px 36px 28px;
    display: flex;
    flex-direction: column;
    overflow-y: auto;
    min-height: 0;
    background: #0d1117;
}
.tcm-form-view {
    display: flex;
    flex-direction: column;
    flex: 1;
    min-height: 0;
}
.tcm-form-head h3 {
    font-size: 22px;
    font-weight: 400 !important;
    letter-spacing: -0.01em;
    color: #ffffff;
    margin: 0 0 6px;
}
.tcm-form-head p {
    color: #bcbcbc;
    font-size: 14px;
    margin: 0 0 20px;
    font-weight: 400 !important;
}

.tcm-form { margin: 0; padding: 0; }
.tcm-field { margin-bottom: 14px; }
.tcm-field label {
    display: block;
    font-size: 13px;
    font-weight: 400 !important;
    color: #bcbcbc;
    margin-bottom: 6px;
}
.tcm-field input, .tcm-field textarea {
    width: 100%;
    font-family: inherit;
    font-size: 14px;
    color: #ffffff;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 10px;
    padding: 11px 14px;
    outline: none;
    margin: 0;
    transition: border-color 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
    height: 38px !important;
}
.tcm-field input::placeholder, .tcm-field textarea::placeholder {
    color: #71717a;
}
.tcm-field input:focus, .tcm-field textarea:focus {
    border-color: #ffffff;
    background: rgba(255, 255, 255, 0.08);
    box-shadow: 0 0 0 3px rgba(255, 255, 255, 0.1);
}
.tcm-field textarea {
    resize: none;
    min-height: 72px;
}
.tcm-scope .iti, .tcm-overlay .iti {
    width: 100%;
}
.tcm-scope .iti input, .tcm-overlay .iti input {
    padding-left: 92px !important;
}

.tcm-field.tcm-invalid input,
.tcm-field.tcm-invalid textarea,
.tcm-field.tcm-invalid .iti input {
    border-color: #ef4444 !important;
    background: rgba(239, 68, 68, 0.1);
    box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.2);
}

.tcm-submit {
    margin-top: 6px;
    width: 100%;
    border: none;
    cursor: pointer;
    font-family: inherit;
    background: #ffffff;
    color: #000000 !important;
    font-weight: 400 !important;
    font-size: 15px;
    padding: 13px 18px;
    border-radius: 9999px;
    box-shadow: 0 10px 24px -10px rgba(255, 255, 255, 0.4);
    transition: transform 0.2s ease, box-shadow 0.2s ease, opacity 0.2s ease;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

.tcm-submit:active { transform: translateY(0); }
.tcm-submit:disabled { opacity: 0.85; cursor: not-allowed; transform: none; }
.tcm-spinner {
    width: 16px;
    height: 16px;
    border-radius: 50%;
    border: 2px solid rgba(0, 0, 0, 0.3);
    border-top-color: #000000;
    animation: tcm-spin 0.7s linear infinite;
    display: none;
}
.tcm-submit.tcm-loading .tcm-spinner { display: inline-block; }
.tcm-submit.tcm-loading .tcm-btn-label { opacity: 0.85; }
@keyframes tcm-spin { to { transform: rotate(360deg); } }

.tcm-legal {
    margin: 10px 0 0;
    font-size: 11px;
    color: #71717a;
    text-align: center;
    line-height: 1.5;
    font-weight: 400 !important;
}

.tcm-close {
    position: absolute;
    top: 14px;
    right: 14px;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    border: none;
    cursor: pointer;
    background: rgba(255, 255, 255, 0.15);
    color: #ffffff;
    display: grid;
    place-items: center;
    font-size: 18px;
    z-index: 2;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.4);
    transition: transform 0.2s ease, background 0.2s ease;
    padding: 0;
    line-height: 1;
}
.tcm-close:hover {
    transform: rotate(90deg);
    background: rgba(255, 255, 255, 0.3);
}

.tcm-success {
    display: none;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 30px 10px;
    flex: 1;
}
.tcm-success.tcm-active { display: flex; }
.tcm-check {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: #ffffff;
    color: #000000;
    display: grid;
    place-items: center;
    font-size: 30px;
    margin-bottom: 16px;
    box-shadow: 0 12px 30px -10px rgba(255, 255, 255, 0.4);
    animation: tcm-pop 0.5s cubic-bezier(0.22, 1.4, 0.36, 1);
}
@keyframes tcm-pop { 0% { transform: scale(0); } 100% { transform: scale(1); } }
.tcm-success h4 {
    font-size: 20px;
    font-weight: 400 !important;
    margin: 0 0 6px;
    color: #ffffff;
}
.tcm-success p {
    color: #bcbcbc;
    font-size: 14px;
    max-width: 280px;
    line-height: 1.5;
    margin: 0;
    font-weight: 400 !important;
}

.tcm-error {
    font-size: 12px;
    color: #ef4444;
    margin-top: 5px;
    display: none;
    align-items: center;
    gap: 4px;
}
.tcm-error.tcm-show { display: flex; }
.tcm-error::before { content: "⚠"; font-size: 11px; }

@media (max-width: 768px) {
    .tcm-overlay { padding: 12px; }
    .tcm-modal {
        grid-template-columns: 1fr;
        max-height: calc(100vh - 24px);
        max-height: calc(100dvh - 24px);
        border-radius: 16px;
        min-height: 0;
    }
    .tcm-image { display: none; }
    .tcm-form-wrap { padding: 22px 20px 18px; }
    .tcm-form-head h3 { font-size: 19px; }
    .tcm-form-head p { font-size: 13px; margin-bottom: 14px; }
    .tcm-field { margin-bottom: 10px; }
    .tcm-field label { font-size: 12px; margin-bottom: 4px; }
    .tcm-field input, .tcm-field textarea { padding: 10px 12px; font-size: 14px; }
    .tcm-field textarea { min-height: 56px; }
    .tcm-submit { padding: 12px; font-size: 14px; }
    .tcm-legal { font-size: 10px; margin-top: 8px; }
    .tcm-close { top: 10px; right: 10px; width: 30px; height: 30px; font-size: 16px; }
}

.iti--separate-dial-code .iti__selected-dial-code {
    display: block !important;
}
.tcm-brand-dotImg img {
    width: 145px;
}

/* ==========================================================================
   Section 17: Why LendingOS (Stripe-Inspired Operating System Showcase)
   ========================================================================== */
.tm-why-lendingos-section {
    position: relative;
    background: #ffffff;
   padding: 60px 0px;
    border-bottom: 1px solid #f1f5f9;
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
    color: #0a2540;
    overflow: hidden;
}

.tm-why-container {
    width: 86% !important;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

/* Top Header Area */
.tm-why-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 48px;
    margin-bottom: 52px;
}

.tm-why-header-left {
    flex: 1;
    max-width: 620px;
}

.tm-why-eyebrow {
	display: inline-block;
	font-size: 14px;
	font-weight: 700 !important;
	letter-spacing: 0.14em;
	text-transform: uppercase;
	color: #1c6de5;
	margin-bottom: 14px;
}

.tm-why-title {
	font-family: "sohne-var","SF Pro Display",sans-serif !important;
	font-size: 46px !important;
	font-weight: 400 !important;
	line-height: 1.15 !important;
	letter-spacing: -0.01em !important;
	color: #0a2540 !important;
	margin: 0 0 24px 0 !important;
}

.tm-why-cta-wrap {
    margin-top: 6px;
}

.tm-why-cta-btn {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    background: #1c6de5 !important;
    color: #ffffff !important;
    padding: 11px 24px !important;
    border-radius: 9999px !important;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 14.5px !important;
    font-weight: 600 !important;
    text-decoration: none !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
}

.tm-why-cta-btn:hover {
	background: #17191a !important;
	transform: translateY(-2px);
	box-shadow: none !important;
	color: #ffffff !important;
}

.tm-why-header-right {
    flex: 1;
    max-width: 480px;
    padding-top: 36px;
}

.tm-why-subtitle {
	font-size: 16.5px !important;
	line-height: 1.65 !important;
	color: #425466 !important;
	margin: 0 !important;
	font-weight: 500 !important;
}

/* Center Showcase Canvas (Stripe Warm Ambient Sunset Gradient) */
.tm-why-showcase-canvas {
    background: linear-gradient(135deg, #fbe6e6cf 0%, #aacffe 35%, #f5fec7 70%, #a6c1e4 100%);
    border-radius: 24px;
    padding: 56px 110px 0;
    border: 1px solid rgba(254, 215, 170, 0.6);
    position: relative;
    overflow: hidden;
}

.tm-why-canvas-inner {
    position: relative;
    max-width: 920px;
    margin: 0 auto;
}

/* Browser Window Mockup */
.tm-why-browser-window {
    background: #ffffff;
    border-radius: 16px 16px 0 0;
    box-shadow: 0 -4px 30px rgba(0, 0, 0, 0.08), 0 20px 40px rgba(0, 0, 0, 0.06);
    border: 1px solid rgba(226, 232, 240, 0.9);
    border-bottom: none;
    overflow: hidden;
    position: relative;
    z-index: 2;
}

.tm-why-browser-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 11px 18px;
    background: #f8fafc;
    border-bottom: 1px solid #e2e8f0;
}

.tm-why-browser-dots {
    display: flex;
    align-items: center;
    gap: 6px;
}

.tm-why-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    display: inline-block;
}

.dot-red { background: #ff5f56; }
.dot-yellow { background: #ffbd2e; }
.dot-green { background: #27c93f; }

.tm-why-browser-url {
    display: flex;
    align-items: center;
    gap: 6px;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 6px;
    padding: 3px 18px;
    font-size: 11.5px;
    color: #64748b;
    font-weight: 500;
}

.tm-why-browser-actions {
    color: #94a3b8;
    display: flex;
    align-items: center;
}

.tm-why-browser-body {
    background: #ffffff;
    overflow: hidden;
}

.tm-why-dashboard-img {
    width: 100%;
    height: auto;
    display: block;
}

/* Floating Code & Feature Callout Badges (Exact Stripe Positioning) */
.tm-why-callout {
    position: absolute;
    background: #ffffff;
    border: 1px solid rgba(0, 0, 0, 0.08);
    border-radius: 10px;
    padding: 14px 18px;
    box-shadow: 0 16px 36px -4px rgba(0, 0, 0, 0.12), 0 4px 12px rgba(0, 0, 0, 0.04);
    width: 320px;
    max-width: 340px;
    z-index: 6;
    transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.3s ease;
    box-sizing: border-box;
}

.tm-why-callout:hover {
    transform: translateY(-4px);
    box-shadow: 0 22px 42px -6px rgba(0, 0, 0, 0.18);
}

/* 1. Top Right: Notification Banner (Overlapping top browser bar, extended past right edge) */
.callout-top-right {
    top: -28px;
    right: -30px;
    animation: tmWhyFloat2 6.2s ease-in-out infinite alternate;
}

/* 2. Mid Left: Rule Engine (Hanging significantly outside the left border) */
.callout-mid-left {
    top: 34%;
    left: -70px;
    animation: tmWhyFloat1 5.5s ease-in-out infinite alternate;
}

/* 3. Bottom Left: Multi-Product LOS (Hanging outside the left border) */
.callout-bottom-left {
    bottom: 8%;
    left: -50px;
    animation: tmWhyFloat2 5.8s ease-in-out infinite alternate-reverse;
}

/* 4. Mid-Lower Right: Auto-Debit e-NACH (Hanging significantly outside the right border) */
.callout-mid-right {
    top: 52%;
    right: -70px;
    animation: tmWhyFloat1 6.5s ease-in-out infinite alternate-reverse;
}

@keyframes tmWhyFloat1 {
    0% { transform: translateY(0px); }
    100% { transform: translateY(-6px); }
}

@keyframes tmWhyFloat2 {
    0% { transform: translateY(0px); }
    100% { transform: translateY(-8px); }
}

.tm-why-callout-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    margin-bottom: 3px;
}

.tm-why-callout-title {
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 13.5px !important;
    font-weight: normal !important;
    color: #0a2540 !important;
    letter-spacing: -0.01em;
}

.tm-why-callout-desc {
    font-size: 12px !important;
    color: #425466 !important;
    margin: 0 0 9px 0 !important;
    line-height: 1.4 !important;
}

.tm-why-callout-code {
    background: #f6f9fc;
    border: 1px solid #e3e8ee;
    border-radius: 6px;
    padding: 6px 11px;
    font-family: 'SFMono-Regular', Consolas, 'Liberation Mono', Menlo, monospace;
    font-size: 11px;
    color: #334155;
    white-space: nowrap;
    overflow-x: auto;
}

.tm-why-callout-code .code-obj { color: #0a2540; font-weight: 600; }
.tm-why-callout-code .code-prop { color: #1c6de5; }
.tm-why-callout-code .code-fn { color: #059669; }
.tm-why-callout-code .code-str { color: #0284c7; }

/* Six Points Grid (Stripe 3-Column Minimal Outlined Layout) */
.tm-why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 48px 36px;
    margin-top: 40px;
}

.tm-why-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.tm-why-icon-box {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    border: 1px solid #e2e8f0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #1c6de5;
    margin-bottom: 18px;
    transition: all 0.25s ease;
}

.tm-why-card:hover .tm-why-icon-box {
    background: #1c6de5;
    color: #ffffff;
    border-color: #1c6de5;
}

.tm-why-card-text {
	font-size: 16px !important;
	line-height: 1.62 !important;
	color: #425466 !important;
	margin: 0 0 14px 0 !important;
	font-family: "sohne-var","SF Pro Display",sans-serif;
}
.tm-why-card-lead {
	font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
	font-size: 15.5px !important;
	font-weight: 500 !important;
	color: #0d0d0d !important;
	margin-right: 4px;
}

.tm-why-card-link {
    display: inline-flex !important;
    align-items: center !important;
    gap: 4px !important;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 14px !important;
    font-weight: normal !important;
    color: #1c6de5 !important;
    text-decoration: none !important;
    transition: gap 0.2s ease, color 0.2s ease !important;
}

.tm-why-card-link:hover {
    gap: 8px !important;
    color: #0a2540 !important;
}

/* Customer Testimonial Quote */
.tm-why-testimonial {
	margin-top: 60px;
	padding: 41px 40px 0;
	border-top: 1px solid #e2e8f0;
	text-align: center;
	max-width: 860px;
	margin-left: auto;
	margin-right: auto;
}

.tm-why-quote {
	font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
	font-size: 25px !important;
	font-weight: 400 !important;
	line-height: 1.45 !important;
	color: #64748d !important;
	margin: 0 0 20px 0 !important;
	letter-spacing: -0.01em !important;
}

.tm-why-author {
    font-size: 14px !important;
    color: #425466 !important;
    margin-bottom: 14px;
}

.tm-why-author-name {
    font-weight: normal;
    color: #0a2540;
}

.tm-why-story-link {
    display: inline-flex !important;
    align-items: center !important;
    gap: 4px !important;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 14px !important;
    font-weight: normal !important;
    color: #1c6de5 !important;
    text-decoration: none !important;
    transition: gap 0.2s ease, color 0.2s ease !important;
}

.tm-why-story-link:hover {
    gap: 8px !important;
    color: #0a2540 !important;
}

/* Responsive Media Queries for Section 17 */
@media (max-width: 1280px) {
    .tm-why-showcase-canvas {
        padding: 48px 60px 0;
    }
    .tm-why-callout {
        width: 290px;
        max-width: 300px;
    }
    .callout-top-right {
        top: -24px;
        right: -15px;
    }
    .callout-mid-left {
        top: 32%;
        left: -35px;
    }
    .callout-bottom-left {
        bottom: 6%;
        left: -25px;
    }
    .callout-mid-right {
        top: 50%;
        right: -35px;
    }
}

@media (max-width: 1024px) {
    .tm-why-header {
        flex-direction: column;
        gap: 20px;
    }
    .tm-why-header-right {
        padding-top: 0;
        max-width: 100%;
    }
    .tm-why-showcase-canvas {
        padding: 36px 30px 0;
    }
    .tm-why-callout {
        width: 260px;
        max-width: 270px;
        padding: 10px 14px;
    }
    .callout-top-right {
        top: -16px;
        right: 0px;
    }
    .callout-mid-left {
        top: 30%;
        left: -10px;
    }
    .callout-bottom-left {
        bottom: 5%;
        left: 0px;
    }
    .callout-mid-right {
        top: 48%;
        right: -10px;
    }
    .tm-why-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 36px 28px;
    }
}

@media (max-width: 768px) {
    .tm-why-lendingos-section {
        padding: 70px 0 80px;
    }
    .tm-why-title {
        font-size: 32px !important;
    }
    .tm-why-subtitle {
        font-size: 15px !important;
    }
    .tm-why-showcase-canvas {
        padding: 20px 16px 0;
        border-radius: 16px;
    }
    .tm-why-callout {
        position: static;
        margin: 12px 0;
        width: 100%;
        max-width: 100%;
    }
    .callout-top-right,
    .callout-mid-left,
    .callout-bottom-left,
    .callout-mid-right {
        animation: none;
    }
    .tm-why-grid {
        grid-template-columns: 1fr;
        gap: 32px;
        margin-top: 48px;
    }
    .tm-why-quote {
        font-size: 19px !important;
    }
}

/* ==========================================================================
   Section 18: LendingOS Keynote Conference CTA Banner (Stripe Sessions Style)
   ========================================================================== */
.tm-lendingos-cta-section {
    position: relative;
    background: #ffffff;
    padding: 30px 0 80px;
}

.tm-lendingos-cta-container {
    width: 86% !important;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}

.tm-lendingos-cta-wrapper {
    position: relative;
    max-width: 100%;
    margin: 0 auto;
}

.tm-lendingos-cta-card {
    display: block;
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    background: #080c18;
    border: 1px solid rgba(0, 0, 0, 0.08);
}



.tm-lendingos-cta-img {
    width: 100%;
    height: auto;
    min-height: 380px;
    display: block;
    object-fit: cover;
    object-position: center right;
    border-radius: 20px;
}



/* Stripe-Style Left Dark Vignette / Gradient Overlay */
.tm-lendingos-cta-overlay {
    position: absolute;
    inset: 0;
    z-index: 2;
    pointer-events: none;
    background: linear-gradient(90deg, 
        rgba(6, 10, 22, 0.95) 0%, 
        rgba(6, 10, 22, 0.88) 28%, 
        rgba(6, 10, 22, 0.65) 45%, 
        rgba(6, 10, 22, 0.2) 65%, 
        rgba(6, 10, 22, 0) 80%);
}

/* Content Area Aligned to the Left (Matching Stripe Sessions) */
.tm-lendingos-cta-content {
    position: absolute;
    top: 0;
    left: 0;
    bottom: 0;
    z-index: 3;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
    padding: 48px 60px;
    max-width: 540px;
    box-sizing: border-box;
}

.tm-lendingos-cta-title {
    font-family: "sohne-var", "SF Pro Display", -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: clamp(28px, 3.4vw, 46px) !important;
    font-weight: 500 !important;
    line-height: 1.15 !important;
    letter-spacing: -0.02em !important;
    color: #ffffff !important;
    margin: 0 0 28px 0 !important;
    text-shadow: 0 2px 14px rgba(0, 0, 0, 0.4);
}

.tm-lendingos-cta-actions {
    display: flex;
    align-items: center;
}

/* Crisp White Button with Blue Text (Stripe Sessions Style) */
.tm-lendingos-cta-btn {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    background: #ffffff !important;
    color: #1c6de5 !important;
    padding: 10px 22px !important;
    border-radius: 6px !important;
    font-family: 'Tomato Grotesk', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 15px !important;
    font-weight: 600 !important;
    text-decoration: none !important;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.16) !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
}

.tm-lendingos-cta-btn:hover {
    background: #f8fafc !important;
    color: #0a2540 !important;
    transform: translateY(-2px);
    gap: 10px !important;
    box-shadow: 0 8px 22px rgba(0, 0, 0, 0.28) !important;
}

@media (max-width: 1024px) {
    .tm-lendingos-cta-content {
        padding: 36px 40px;
        max-width: 460px;
    }
    .tm-lendingos-cta-img {
        min-height: 320px;
    }
    .tm-lendingos-cta-card,
    .tm-lendingos-cta-img {
        border-radius: 16px;
    }
}

@media (max-width: 768px) {
    .tm-lendingos-cta-section {
        padding: 20px 0 60px;
    }
    .tm-lendingos-cta-container {
        width: 92% !important;
    }
    .tm-lendingos-cta-card,
    .tm-lendingos-cta-img {
        border-radius: 14px;
    }
    .tm-lendingos-cta-img {
        min-height: 280px;
        object-position: center;
    }
    .tm-lendingos-cta-overlay {
        background: linear-gradient(180deg, 
            rgba(6, 10, 22, 0.94) 0%, 
            rgba(6, 10, 22, 0.85) 60%, 
            rgba(6, 10, 22, 0.5) 100%);
    }
    .tm-lendingos-cta-content {
        padding: 32px 24px;
        max-width: 100%;
    }
    .tm-lendingos-cta-title {
        font-size: 26px !important;
        margin-bottom: 20px !important;
    }
    .tm-lendingos-cta-btn {
        padding: 9px 18px !important;
        font-size: 14px !important;
    }
}

/* ==========================================================================
   Section 19: Built for Modern Lending (Scale & Metrics)
   Editorial Serif Headline with 3 Distinct Metric Cards
   ========================================================================== */
.tm-lendingos-metrics-section {
    position: relative;
    background: #ffffff;
    padding: 0px 0 90px;
}

.tm-lendingos-metrics-container {
    width: 86% !important;
    max-width: 1180px;
    margin: 0 auto;
    text-align: center;
}

.tm-lendingos-metrics-header {
    max-width: 780px;
    margin: 0 auto 52px;
}

.tm-lendingos-metrics-title {
    font-family: Georgia, 'Playfair Display', 'Times New Roman', serif !important;
    font-size: clamp(32px, 3.8vw, 48px) !important;
    font-weight: 700 !important;
    line-height: 1.18 !important;
    letter-spacing: -0.015em !important;
    color: #0c111d !important;
    margin: 0 0 20px 0 !important;
}

.tm-lendingos-metrics-title span {
    display: block;
    color: #0c111d;
}

.tm-lendingos-metrics-desc {
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 16.5px !important;
    line-height: 1.62 !important;
    color: #475467 !important;
    max-width: 640px;
    margin: 0 auto;
}

/* 3-Column Stats Grid */
.tm-lendingos-metrics-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    align-items: stretch;
}

.tm-lendingos-metric-card {
    border-radius: 18px;
    padding: 20px 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.3s ease;
    cursor: default;
}

.tm-lendingos-metric-card:hover {
    transform: translateY(-4px);
}

/* Card 1: Highlighted Vibrant Blue Gradient */
.tm-lendingos-metric-card.card-highlighted {
    background: linear-gradient(135deg, #1c6de5 0%, #1554ba 100%);
}



.tm-lendingos-metric-card.card-highlighted .tm-lendingos-metric-value {
    color: #ffffff !important;
}

.tm-lendingos-metric-card.card-highlighted .tm-lendingos-metric-label {
    color: rgba(255, 255, 255, 0.92) !important;
}

/* Card 2 & 3: Soft Light Tint Cards */
.tm-lendingos-metric-card.card-light {
    background: #edf3fd;
    border: 1px solid rgba(28, 109, 229, 0.08);
}

.tm-lendingos-metric-card.card-light:hover {
    border-color: rgba(28, 109, 229, 0.16);
}

.tm-lendingos-metric-card.card-light .tm-lendingos-metric-value {
    color: #0c111d !important;
}

.tm-lendingos-metric-card.card-light .tm-lendingos-metric-label {
    color: #475467 !important;
}

/* Typography Inside Metric Cards */
.tm-lendingos-metric-value {
    font-family: Georgia, 'Playfair Display', 'Times New Roman', serif !important;
    font-size: clamp(38px, 4vw, 54px) !important;
    font-weight: 700 !important;
    line-height: 1 !important;
    margin-bottom: 12px;
    letter-spacing: -0.02em;
}

.tm-lendingos-metric-label {
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif !important;
    font-size: 15px !important;
    font-weight: 500 !important;
    line-height: 1.4 !important;
    max-width: 220px;
    margin: 0 auto;
}

/* Responsive Media Queries */
@media (max-width: 991px) {
    .tm-lendingos-metrics-header {
        margin-bottom: 38px;
    }
    .tm-lendingos-metrics-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 16px;
    }
    .tm-lendingos-metric-card {
        padding: 30px 16px;
    }
    .tm-lendingos-metric-value {
        font-size: 36px !important;
    }
    .tm-lendingos-metric-label {
        font-size: 13.5px !important;
    }
}

@media (max-width: 768px) {
    .tm-lendingos-metrics-section {
        padding: 40px 0 60px;
    }
    .tm-lendingos-metrics-container {
        width: 92% !important;
    }
    .tm-lendingos-metrics-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    .tm-lendingos-metric-card {
        padding: 32px 20px;
        border-radius: 16px;
    }
    .tm-lendingos-metrics-title {
        font-size: 28px !important;
    }
    .tm-lendingos-metrics-desc {
        font-size: 15px !important;
    }
}
.FintechValues {
	padding: 70px 0;
	background: #f8f8f8 !important;
}
.FintechValues h2 {
	font-size: 35px;
}
.FintechValues .content {
	align-items: center;
}

/* ==========================================================================
   TechMave Video Testimonials (#techmave-testimonials) Styles
   ========================================================================== */
:root {
  --tm-card-w: 260px;
  --tm-card-h: 260px;
  --tm-phone-w: 260px;
  --tm-phone-h: 530px;
  --tm-phone-border: 8px;
}

@media (max-width: 480px) {
  :root {
    --tm-card-w: 150px;
    --tm-card-h: 150px;
    --tm-phone-w: 180px;
    --tm-phone-h: 360px;
    --tm-phone-border: 5px;
  }
}

.tm-testimonials-ref {
  background-color: #ffffff;
  color: #1d1d1f;
  padding: 60px 0 90px 0;
  overflow: hidden;
  position: relative;
  border-top: 1px solid rgba(0, 0, 0, 0.05);
}

.tm-ref-container {
  max-width: 92%;
  width: 92%;
  margin: 0 auto;
  position: relative;
  display: flex;
  flex-direction: column;
}

.tm-ref-grid-layout {
  display: grid;
  grid-template-columns: 465px 1fr 465px;
  align-items: start;
  gap: 5px;
  position: relative;
  height: 640px;
  width: 100%;
}

@media (max-width: 991px) {
  .tm-ref-grid-layout {
    grid-template-columns: 1fr;
    height: auto;
    gap: 40px;
    text-align: center;
  }
}

.tm-ref-left {
  position: relative;
  z-index: 20;
  padding-top: 40px;
}

@media (max-width: 991px) {
  .tm-ref-left {
    padding-top: 0;
    max-width: 600px;
    margin: 0 auto;
  }
}

.tm-ref-headline {
  font-size: clamp(34px, 3.8vw, 50px) !important;
  font-weight: 500 !important;
  line-height: 1.15 !important;
  color: #1d1d1f !important;
  margin: 0 0 15px 0 !important;
  letter-spacing: -0.02em !important;
}

.tm-ref-headline .highlight-serif {
  font-family: 'Playfair Display', 'Georgia', serif !important;
  font-style: italic !important;
  font-weight: normal !important;
  color: #0e87ff !important;
}

.tm-ref-headline .highlight-italic {
  font-family: 'Playfair Display', 'Georgia', serif !important;
  font-style: italic !important;
  font-weight: normal !important;
}

.tm-ref-center {
  position: relative;
  height: 100%;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: visible;
}

@media (max-width: 991px) {
  .tm-ref-center {
    height: 365px !important;
    order: 2;
    min-height: 365px;
  }
  #tmRefMetricDesc {
    text-align: center !important;
  }
}

@media (max-width: 480px) {
  .tm-ref-center {
    height: 320px !important;
    min-height: 320px;
  }
  .tm-phone-mockup {
    bottom: -20px;
    transform: translateX(-50%) scale(0.86);
    transform-origin: center bottom;
  }
  .tm-ref-carousel {
    bottom: -10px;
    height: 120px;
  }
  .tm-ref-card {
    width: 120px;
    height: 120px;
  }
}

.tm-phone-mockup {
  width: calc(var(--tm-phone-w) + 2 * var(--tm-phone-border));
  height: calc(var(--tm-phone-h) + 2 * var(--tm-phone-border));
  position: absolute;
  left: 50%;
  bottom: -50px;
  transform: translateX(-50%) translateZ(0);
  transform-style: preserve-3d;
  background: transparent;
  z-index: 10;
  overflow: hidden;
  border-radius: calc(var(--tm-phone-border) + 36px);
  display: flex;
  align-items: center;
  justify-content: center;
}

.tm-phone-mockup-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: fill;
  z-index: 15;
  transform: translate3d(0, 0, 2px);
  pointer-events: none;
}

.tm-phone-video-player {
  position: absolute;
  top: 3.478%;
  bottom: 4.292%;
  left: 7.456%;
  right: 7.456%;
  z-index: 5;
  transform: translate3d(0, 0, 1px);
  background: #000000;
  border-radius: 28px;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  max-width: 100%;
  max-height: 100%;
}

.tm-phone-video-player iframe,
.tm-phone-video-player video {
  position: absolute;
  inset: 0;
  width: 100% !important;
  height: 100% !important;
  min-width: 100%;
  min-height: 100%;
  border: none;
  display: block;
  object-fit: cover;
  transform: none;
}

@media (max-width: 480px) {
  .tm-phone-video-player {
    top: 3.1%;
    bottom: 3.6%;
    left: 6.8%;
    right: 6.8%;
    border-radius: 18px;
  }
}

.tm-phone-island {
  display: none;
}

.tm-ref-carousel {
  position: absolute;
  left: 0;
  right: 0;
  bottom: calc(var(--tm-phone-border) - 50px);
  height: var(--tm-card-h);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: visible;
  z-index: 4;
}

.tm-ref-track {
  display: flex;
  gap: 30px;
  will-change: transform;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
  position: absolute;
  left: 0;
  top: 0;
}

.tm-ref-card {
  width: var(--tm-card-w);
  height: var(--tm-card-h);
  flex-shrink: 0;
  border-radius: 24px;
  position: relative;
  overflow: hidden;
  background: #000000;
  transition: filter 0.6s cubic-bezier(0.16, 1, 0.3, 1),
    transform 0.6s cubic-bezier(0.16, 1, 0.3, 1),
    opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.tm-ref-card.inactive-card {
  transform: scale(0.9);
  filter: none;
  opacity: 0.85;
  cursor: pointer;
  z-index: 3;
}

.tm-ref-card.inactive-card:hover {
  opacity: 1;
  transform: scale(0.94);
  filter: none;
}

.tm-ref-card.active-card {
  opacity: 0 !important;
  pointer-events: none;
  z-index: 1;
}

.tm-ref-card-inner {
  width: 100%;
  height: 100%;
  position: relative;
}

.tm-ref-card-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.tm-ref-card-blur-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.15);
  z-index: 2;
  pointer-events: none;
}

.tm-ref-play-badge {
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%) scale(0.8);
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.95);
  color: #000000;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
  z-index: 5;
  opacity: 0;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  pointer-events: none;
}

.tm-ref-card.inactive-card:hover .tm-ref-play-badge {
  opacity: 1;
  transform: translate(-50%, -50%) scale(1);
}

.tm-ref-play-badge svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
  margin-left: 2px;
}

.tm-ref-right {
  position: relative;
  z-index: 20;
  padding-top: 40px;
}

@media (max-width: 991px) {
  .tm-ref-right {
    padding-top: 0;
    max-width: 600px;
    margin: 0 auto;
    width: 100%;
    order: 3;
    margin-top: 50px !important;
  }
}

.tm-ref-details-card {
  text-align: left;
  transition: opacity 0.35s ease, transform 0.35s ease;
  will-change: opacity, transform;
}

@media (max-width: 991px) {
  .tm-ref-details-card {
    text-align: center;
  }
}

.tm-ref-client-tag {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: #86868b;
  margin-bottom: 12px;
}

.tm-ref-metric-wrapper {
  margin-bottom: 16px;
}

.tm-ref-metric {
  font-size: clamp(3rem, 4vw, 4.4rem) !important;
  font-weight: 600 !important;
  color: #1d1d1f !important;
  line-height: 1.0 !important;
  letter-spacing: -0.02em !important;
}

.tm-ref-metric-desc {
  font-size: 20px !important;
  font-weight: 600 !important;
  text-align: left;
  letter-spacing: -0.2px;
  background: linear-gradient(90deg, #3b82f6, #60a5fa, #34d399, #10b981, #3b82f6);
  background-size: 200% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: tmRefTextGradientShimmer 5s linear infinite;
  margin-top: 4px;
}

@keyframes tmRefTextGradientShimmer {
  0% { background-position: 0% 50%; }
  100% { background-position: 200% 50%; }
}

.tm-ref-quote {
  font-size: 14.5px !important;
  line-height: 1.6 !important;
  color: #48484a !important;
  font-weight: 400 !important;
  margin: 0 0 20px 0 !important;
  padding: 0 !important;
  border: none !important;
  font-style: normal !important;
}

.tm-ref-author-wrapper {
  display: flex;
  flex-direction: column;
  margin-bottom: 24px;
  border-left: 2px solid rgba(28, 110, 229, 0.4);
  padding-left: 12px;
}

@media (max-width: 991px) {
  .tm-ref-author-wrapper {
    border-left: none;
    padding-left: 0;
  }
}

.tm-ref-author-name {
  font-size: 14.5px;
  font-weight: 700;
  color: #1d1d1f;
}

.tm-ref-author-title {
  font-size: 12px;
  color: #86868b;
  margin-top: 2px;
}

.tm-ref-cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #1c6ee5 !important;
  color: #ffffff !important;
  text-decoration: none;
  font-size: 14.5px;
  font-weight: 600;
  padding: 13px 32px;
  border-radius: 9999px;
  border: 1px solid #1c6ee5;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 4px 14px rgba(28, 110, 229, 0.28);
}

.tm-ref-cta-btn:hover {
  background: #1766e6 !important;
  color: #ffffff !important;
  transform: translateY(-2px);
  border-color: #1766e6;
  box-shadow: 0 6px 20px rgba(28, 110, 229, 0.35);
}

.tm-ref-cta-btn .arrow {
  display: inline-flex;
  align-items: center;
  transition: transform 0.25s ease;
}

.tm-ref-cta-btn:hover .arrow {
  transform: translateX(4px);
}

.tm-ref-cta-btn .ent-arrow-icon {
  width: 14px;
  height: 14px;
}

.tm-ref-bottom-fade {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 40px;
  background: linear-gradient(to bottom, transparent, #ffffff);
  pointer-events: none;
  z-index: 12;
}

/* ==========================================================================
   Vertical Masonry Testimonials (.testim-vrt) Styles
   ========================================================================== */
.testim-vrt {
  background-color: #fafafa !important;
  background-image: radial-gradient(rgba(15, 23, 42, 0.08) 1.2px, transparent 1.2px) !important;
  background-size: 24px 24px !important;
  padding: 85px 0 !important;
  position: relative !important;
  overflow: hidden !important;
  text-align: center !important;
}

.testim-vrt .badge-pill {
  display: inline-block !important;
  padding: 6px 16px !important;
  font-size: 13px !important;
  font-weight: 500 !important;
  color: #475569 !important;
  background-color: #ffffff !important;
  border: 1px solid rgba(15, 23, 42, 0.08) !important;
  border-radius: 9999px !important;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.03) !important;
  text-transform: none !important;
  margin-bottom: 24px !important;
}

.testim-vrt .section-title {
  font-size: clamp(32px, 4.5vw, 48px) !important;
  font-weight: 600 !important;
  color: #0f172a !important;
  line-height: 1.15 !important;
  letter-spacing: -0.03em !important;
  margin-bottom: 14px !important;
  max-width: 850px !important;
  margin-left: auto !important;
  margin-right: auto !important;
}

.testim-vrt .section-desc {
  font-size: clamp(16px, 2vw, 18.5px) !important;
  color: #475569 !important;
  line-height: 1.6 !important;
  max-width: 720px !important;
  margin: 0 auto 32px auto !important;
}

.testim-vrt .stats-row {
  display: flex !important;
  justify-content: center !important;
  align-items: center !important;
  gap: 48px !important;
  margin-bottom: 56px !important;
}

.testim-vrt .stat-item {
  display: flex !important;
  align-items: center !important;
  gap: 12px !important;
}

.testim-vrt .stat-number {
  font-size: 32px !important;
  font-weight: 700 !important;
  color: #0f172a !important;
  line-height: 1 !important;
}

.testim-vrt .stat-label {
  font-size: 12px !important;
  font-weight: 600 !important;
  color: #64748b !important;
  text-transform: uppercase !important;
  letter-spacing: 0.05em !important;
  line-height: 1 !important;
}

@media (max-width: 576px) {
  .testim-vrt .stats-row {
    flex-direction: column !important;
    gap: 20px !important;
    margin-bottom: 40px !important;
  }
}

.testim-vrt .testimonial-masonry-wrapper {
  width: 100% !important;
  max-width: 1320px !important;
  margin: 0 auto !important;
  padding: 0 20px !important;
  position: relative !important;
}

.testim-vrt .top-fade-overlay {
  position: absolute !important;
  top: 0 !important;
  left: 0 !important;
  right: 0 !important;
  height: 120px !important;
  background: linear-gradient(to top, rgba(250, 250, 250, 0) 0%, rgba(250, 250, 250, 0.8) 50%, #fafafa 100%) !important;
  pointer-events: none !important;
  z-index: 10 !important;
}

.testim-vrt .bottom-fade-overlay {
  position: absolute !important;
  bottom: 0 !important;
  left: 0 !important;
  right: 0 !important;
  height: 120px !important;
  background: linear-gradient(to bottom, rgba(250, 250, 250, 0) 0%, rgba(250, 250, 250, 0.8) 50%, #fafafa 100%) !important;
  pointer-events: none !important;
  z-index: 10 !important;
}

.testim-vrt .testimonial-masonry {
  display: grid !important;
  grid-template-columns: repeat(4, 1fr) !important;
  gap: 24px !important;
  height: 650px !important;
  overflow: hidden !important;
}

@media (max-width: 1200px) {
  .testim-vrt .testimonial-masonry {
    grid-template-columns: repeat(3, 1fr) !important;
  }
  .testim-vrt .testimonial-column:nth-child(4) {
    display: none !important;
  }
}

@media (max-width: 900px) {
  .testim-vrt .testimonial-masonry {
    grid-template-columns: repeat(2, 1fr) !important;
  }
  .testim-vrt .testimonial-column:nth-child(3) {
    display: none !important;
  }
}

@media (max-width: 600px) {
  .testim-vrt .testimonial-masonry {
    grid-template-columns: 1fr !important;
  }
  .testim-vrt .testimonial-column:nth-child(2) {
    display: none !important;
  }
}

.testim-vrt .testimonial-column {
  height: 100% !important;
  overflow: hidden !important;
  position: relative !important;
}

.testim-vrt .column-track {
  display: flex !important;
  flex-direction: column !important;
  gap: 24px !important;
}

.testim-vrt .track-group {
  display: flex !important;
  flex-direction: column !important;
  gap: 24px !important;
  will-change: transform !important;
}

.testim-vrt .testimonial-column:nth-child(1) .track-group {
  animation: tmVrtScrollUp 28s linear infinite !important;
}

.testim-vrt .testimonial-column:nth-child(2) .track-group {
  animation: tmVrtScrollUp 34s linear infinite !important;
}

.testim-vrt .testimonial-column:nth-child(3) .track-group {
  animation: tmVrtScrollUp 30s linear infinite !important;
}

.testim-vrt .testimonial-column:nth-child(4) .track-group {
  animation: tmVrtScrollUp 32s linear infinite !important;
}

@keyframes tmVrtScrollUp {
  0% {
    transform: translateY(0);
  }
  100% {
    transform: translateY(calc(-100% - 24px));
  }
}

.testim-vrt .testimonial-card {
  background-color: #ffffff !important;
  border: 1px solid rgba(15, 23, 42, 0.07) !important;
  border-radius: 16px !important;
  padding: 24px !important;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.01), 0 10px 40px rgba(15, 23, 42, 0.02) !important;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1) !important;
  text-align: left !important;
  position: relative !important;
  overflow: hidden !important;
  z-index: 5 !important;
  margin-bottom: 0 !important;
}

.testim-vrt .testimonial-card:hover {
  transform: translateY(-3px) !important;
  box-shadow: 0 15px 40px rgba(15, 23, 42, 0.08) !important;
  border-color: rgba(28, 110, 229, 0.3) !important;
  z-index: 15 !important;
}

.testim-vrt .card-header {
  display: flex !important;
  align-items: center !important;
  gap: 12px !important;
  margin-bottom: 16px !important;
  border: none !important;
  background: none !important;
  padding: 0 !important;
}

.testim-vrt .card-avatar {
  width: 44px !important;
  height: 44px !important;
  border-radius: 50% !important;
  object-fit: cover !important;
  border: 1px solid rgba(15, 23, 42, 0.06) !important;
  flex-shrink: 0 !important;
}

.testim-vrt .card-user-info {
  flex: 1 !important;
  min-width: 0 !important;
}

.testim-vrt .card-user-name {
  font-size: 15px !important;
  font-weight: 700 !important;
  color: #0f172a !important;
  margin: 0 0 2px 0 !important;
  line-height: 1.2 !important;
  white-space: nowrap !important;
  overflow: hidden !important;
  text-overflow: ellipsis !important;
}

.testim-vrt .card-user-profession {
  font-size: 13px !important;
  font-weight: 400 !important;
  color: #64748b !important;
  display: block !important;
  white-space: nowrap !important;
  overflow: hidden !important;
  text-overflow: ellipsis !important;
  line-height: 1.2 !important;
}

.testim-vrt .card-stars {
  color: #f59e0b !important;
  font-size: 10px !important;
  display: flex !important;
  gap: 2px !important;
  align-self: flex-start !important;
  margin-top: 3px !important;
  flex-shrink: 0 !important;
}

.testim-vrt .card-content {
  font-size: 14.5px !important;
  line-height: 1.6 !important;
  color: #334155 !important;
  font-weight: 400 !important;
  margin: 0 !important;
  display: -webkit-box !important;
  -webkit-line-clamp: 5 !important;
  -webkit-box-orient: vertical !important;
  overflow: hidden !important;
  text-overflow: ellipsis !important;
  max-height: 8em !important;
}

/* ==========================================================================
   Modern 2-Column FAQ Section (Reference Design)
   ========================================================================== */
.tm-modern-faq-section {
    position: relative;
    background: #ffffff !important;
    padding: 70px 20px 70px !important;
    overflow: hidden !important;
}

.tm-faq-ambient-glow-left {
    position: absolute;
    top: 25%;
    left: -120px;
    width: 520px;
    height: 600px;
    background: radial-gradient(circle, rgba(28, 110, 229, 0.12) 0%, rgba(28, 110, 229, 0.04) 45%, transparent 70%);
    filter: blur(60px);
    pointer-events: none;
    z-index: 1;
}

.tm-faq-ambient-glow-right {
    position: absolute;
    top: 20%;
    right: -120px;
    width: 520px;
    height: 600px;
    background: radial-gradient(circle, rgba(28, 110, 229, 0.10) 0%, rgba(28, 110, 229, 0.03) 45%, transparent 70%);
    filter: blur(60px);
    pointer-events: none;
    z-index: 1;
}

.tm-faq-container {
    position: relative;
    max-width: 1220px !important;
    margin: 0 auto !important;
    z-index: 2;
}

.tm-faq-header {
    margin-bottom: 28px !important;
    text-align: center !important;
}

.tm-faq-main-title {
    font-size: 54px !important;
    font-weight: 500 !important;
    color: #0f172a !important;
    line-height: 1.15 !important;
    letter-spacing: -1.8px !important;
    margin: 0 auto !important;
}

/* Category Filter Tabs */
.tm-faq-tabs-row {
    display: flex !important;
    justify-content: center !important;
    align-items: center !important;
    flex-wrap: wrap !important;
    gap: 10px !important;
    margin-bottom: 45px !important;
}

.tm-faq-tab-btn {
    font-size: 13.5px !important;
    font-weight: 500 !important;
    color: #64748b !important;
    background: transparent !important;
    border: 1px solid #e2e8f0 !important;
    padding: 8px 22px !important;
    border-radius: 9999px !important;
    cursor: pointer !important;
    transition: all 0.2s ease !important;
    outline: none !important;
    text-decoration: none !important;
}

.tm-faq-tab-btn:hover {
    border-color: #1c6ee5 !important;
    color: #1c6ee5 !important;
}

.tm-faq-tab-btn.active {
    background: #1c6ee5 !important;
    color: #ffffff !important;
    border-color: #1c6ee5 !important;
    font-weight: 600 !important;
    box-shadow: 0 4px 14px rgba(28, 110, 229, 0.28) !important;
}

/* 2-Column FAQ Grid */
.tm-faq-grid {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 18px 22px !important;
    align-items: start !important;
}

.tm-faq-column {
    display: flex !important;
    flex-direction: column !important;
    gap: 14px !important;
}

.tm-faq-card {
    background: #ffffff !important;
    border: 1px solid #f1f5f9 !important;
    border-radius: 14px !important;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.025) !important;
    transition: all 0.25s ease !important;
    overflow: hidden !important;
}

.tm-faq-card:hover {
    border-color: #bfdbfe !important;
    box-shadow: 0 4px 20px rgba(28, 110, 229, 0.07) !important;
}

.tm-faq-card.open {
    border-color: #bfdbfe !important;
    box-shadow: 0 4px 20px rgba(28, 110, 229, 0.06) !important;
}

.tm-faq-card.open .tm-faq-q-text {
    color: #1c6ee5 !important;
}

.tm-faq-question-btn {
    width: 100% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 16px !important;
    padding: 18px 22px !important;
    background: transparent !important;
    border: none !important;
    cursor: pointer !important;
    text-align: left !important;
    outline: none !important;
}

.tm-faq-q-text {
    font-size: 14.5px !important;
    font-weight: 600 !important;
    color: #0f172a !important;
    line-height: 1.45 !important;
    flex: 1 !important;
}

.tm-faq-toggle-icon {
    width: 28px !important;
    height: 28px !important;
    background: #f1f5f9 !important;
    border-radius: 6px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 18px !important;
    font-weight: 400 !important;
    color: #64748b !important;
    flex-shrink: 0 !important;
    transition: transform 0.25s ease, background-color 0.2s ease, color 0.2s ease !important;
}

.tm-faq-card.open .tm-faq-toggle-icon {
    transform: rotate(45deg) !important;
    background: #e8f1fd !important;
    color: #1c6ee5 !important;
}

.tm-faq-answer-pane {
    max-height: 0 !important;
    overflow: hidden !important;
    transition: max-height 0.35s ease, opacity 0.3s ease !important;
    opacity: 0 !important;
}

.tm-faq-card.open .tm-faq-answer-pane {
    max-height: 400px !important;
    opacity: 1 !important;
}

.tm-faq-answer-inner {
    padding: 0 22px 20px !important;
    font-size: 13.5px !important;
    line-height: 1.65 !important;
    color: #475467 !important;
}

/* Responsive */
@media (max-width: 991px) {
    .tm-faq-grid {
        grid-template-columns: 1fr !important;
        gap: 14px !important;
    }
    .tm-faq-main-title {
        font-size: 42px !important;
        letter-spacing: -1px !important;
    }
}

@media (max-width: 640px) {
    .tm-modern-faq-section {
        padding: 60px 16px 80px !important;
    }
    .tm-faq-main-title {
        font-size: 32px !important;
        letter-spacing: -0.5px !important;
    }
    .tm-faq-question-btn {
        padding: 15px 16px !important;
    }
    .tm-faq-q-text {
        font-size: 13.5px !important;
    }
    .tm-faq-answer-inner {
        padding: 0 16px 16px !important;
    }
}

/* ==========================================================================
   Compliance & Security Section Title Formatting (Matches Real Estate 2-line layout)
   ========================================================================== */
.re_complinaceSection .kyo_create_header {
    max-width: 980px !important;
    width: 100%;
}

.re_complinaceSection .kyo_problem_title {
    font-size: clamp(32px, 3.8vw, 46px) !important;
    line-height: 1.25 !important;
    letter-spacing: -0.025em;
    max-width: 100%;
    margin: 0 auto;
}

@media (min-width: 768px) {
    .re_complinaceSection .tm-compliance-title-line {
        display: inline-block;
        white-space: nowrap;
    }
}

.re_complinaceSection .kyo_create_subtitle {
    max-width: 820px;
    margin: 0 auto;
}